This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, THE SUDHA COOP URBAN BANK LTD branch in MIRYALGUDA. The 11-digit IFSC UTIB0SSUD06 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the THE SUDHA COOP URBAN BANK LTD location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – THE SUDHA COOP URBAN BANK LTD is UTIB0SSUD06. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SSUD06 map to this branch in MIRYALGUDA, TELANGANA.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Sudha Coop Urban Bank Ltd branch in Miryalguda, Telangana is part of this network and uses the IFSC code UTIB0SSUD06 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | The Sudha Coop Urban Bank Ltd |
| IFSC Code | UTIB0SSUD06 |
| MICR Code | Refer to cheque leaf |
| Branch Address | H.NO 1-299, KARTHIKEYA COMPLEX, OPP M.R.O OFFICE, MIRYALGUDA - 508207. |
| City | Miryalguda |
| District | Nalgonda |
| State | Telangana |
| STD Code | 8689 |
| Phone | 251123 |
About the The Sudha Coop Urban Bank Ltd branch
The The Sudha Coop Urban Bank Ltd branch of Axis Bank is situated at H.NO 1-299, KARTHIKEYA COMPLEX, OPP M.R.O OFFICE, MIRYALGUDA - 508207.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0SSUD06 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE SUDHA COOP URBAN BANK LTD of Axis Bank — its own 11-character IFSC. The code UTIB0SSUD06 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0SSUD06 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the The Sudha Coop Urban Bank Ltd branch is mapped to IFSC UTIB0SSUD06 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0SSUD06.
Banking services available
The The Sudha Coop Urban Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8689-251123.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0SSUD06
How to transfer money using IFSC UTIB0SSUD06
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SSUD06 across all three.
NEFT to Axis Bank, THE SUDHA COOP URBAN BANK LTD using IFSC UTIB0SSUD06
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0SSUD06, and confirm that the system picks up Axis Bank – THE SUDHA COOP URBAN BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THE SUDHA COOP URBAN BANK LTD
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's THE SUDHA COOP URBAN BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0SSUD06 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – THE SUDHA COOP URBAN BANK LTD, use IMPS. With IFSC UTIB0SSUD06 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0SSUD06 for Axis Bank – THE SUDHA COOP URBAN BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0SSUD06 | Yes – UTIB0SSUD06 | Yes – UTIB0SSUD06 |
For most retail customers crediting the The Sudha Coop Urban Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's THE SUDHA COOP URBAN BANK LTD branch, the IFSC UTIB0SSUD06 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0SSUD06
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the THE SUDHA COOP URBAN BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0SSUD06 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the The Sudha Coop Urban Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SSUD06 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – THE SUDHA COOP URBAN BANK LTD:
- The IFSC is exactly UTIB0SSUD06 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and THE SUDHA COOP URBAN BANK LTD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The The Sudha Coop Urban Bank Ltd branch sits at H.NO 1-299, KARTHIKEYA COMPLEX, OPP M.R.O OFFICE, MIRYALGUDA - 508207.. If you are travelling from outside Miryalguda, search for the branch on a maps application using the bank name and locality, or call 8689-251123 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0SSUD06 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0SSUD06 for Axis Bank – THE SUDHA COOP URBAN BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Sudha Coop Urban Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0SSUD06, however, work 24x7.
Branch address & contact
Axis BankThe Sudha Coop Urban Bank Ltd Branch
H.NO 1-299, KARTHIKEYA COMPLEX, OPP M.R.O OFFICE, MIRYALGUDA - 508207.
Miryalguda, Telangana
Phone: 8689-251123
IFSC: UTIB0SSUD06
Frequently asked questions
Is IFSC UTIB0SSUD06 valid for NEFT and RTGS?
Yes. IFSC UTIB0SSUD06 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0SSUD06 the same for all accounts at The Sudha Coop Urban Bank Ltd branch?
Yes. The IFSC UTIB0SSUD06 is shared by every account held at Axis Bank's The Sudha Coop Urban Bank Ltd branch. Only the account number changes from customer to customer.
Can I use IFSC UTIB0SSUD06 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0SSUD06 to send funds instantly.
How do I add Axis Bank The Sudha Coop Urban Bank Ltd as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0SSUD06, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UTIB0SSUD06 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – The Sudha Coop Urban Bank Ltd reflect within 30 minutes.
Where is Axis Bank The Sudha Coop Urban Bank Ltd branch located?
Axis Bank's The Sudha Coop Urban Bank Ltd branch is located at H.NO 1-299, KARTHIKEYA COMPLEX, OPP M.R.O OFFICE, MIRYALGUDA - 508207., Miryalguda, Telangana.
Summary
The IFSC code UTIB0SSUD06 belongs to Axis Bank's THE SUDHA COOP URBAN BANK LTD branch, located at H.NO 1-299, KARTHIKEYA COMPLEX, OPP M.R.O OFFICE, MIRYALGUDA - 508207. in MIRYALGUDA, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
