Use this page as a one-stop reference for everything related to Axis Bank's MINJUR branch in MINJUR, TAMIL NADU. The branch's IFSC code UTIB0005769 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0005769 is the IFSC of Axis Bank's MINJUR branch. The format is fixed: UTIB = bank code, 0 = reserved, 005769 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Minjur branch in Minjur, Tamil Nadu is part of this network and uses the IFSC code UTIB0005769 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Minjur |
| IFSC Code | UTIB0005769 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FIRST FLOOR,PLOT NO 18,T H ROAD,MINJUR |
| City | Minjur |
| District | Thiruvallur |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 8190864586 |
About this branch
The branch is located at FIRST FLOOR,PLOT NO 18,T H ROAD,MINJUR. It serves the Minjur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005769 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's MINJUR branch came to be assigned the code UTIB0005769.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005769, money simply cannot be routed to the MINJUR branch electronically.
Account types you can open at the Minjur branch
Once you have an account at Axis Bank – MINJUR, the IFSC UTIB0005769 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Minjur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 44-8190864586.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005769
How to transfer money using IFSC UTIB0005769
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005769 across all three.
NEFT to Axis Bank, MINJUR using IFSC UTIB0005769
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005769, and confirm that the system picks up Axis Bank – MINJUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MINJUR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's MINJUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005769 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – MINJUR, use IMPS. With IFSC UTIB0005769 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Minjur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0005769:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MINJUR is still linked to IFSC UTIB0005769.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0005769
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – MINJUR is still mapped to IFSC UTIB0005769. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005769 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Minjur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005769 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Minjur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005769 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UTIB0005769
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – MINJUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005769. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Minjur branch
The branch is located at FIRST FLOOR,PLOT NO 18,T H ROAD,MINJUR, which puts it inside Minjur, the broader Thiruvallur district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Minjur branch” — the verified location pin for IFSC UTIB0005769 should appear at the top of the results.
- Confirm the branch is open by calling 44-8190864586 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005769 and your account number.
Verifying IFSC UTIB0005769 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005769 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-8190864586.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Minjur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005769, however, work 24x7.
Branch address & contact
Axis BankMinjur Branch
FIRST FLOOR,PLOT NO 18,T H ROAD,MINJUR
Minjur, Tamil Nadu
Phone: 44-8190864586
IFSC: UTIB0005769
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Minjur branch but serve different purposes.
Is IFSC UTIB0005769 valid for NEFT and RTGS?
Yes. IFSC UTIB0005769 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UTIB0005769 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Minjur reflect within 30 minutes.
What is the phone number of Axis Bank Minjur branch?
You can reach the branch at 44-8190864586 during regular banking hours.
Does Axis Bank Minjur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 44-8190864586 to confirm.
How do I add Axis Bank Minjur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005769, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Axis Bank Minjur branch located?
Axis Bank's Minjur branch is located at FIRST FLOOR,PLOT NO 18,T H ROAD,MINJUR, Minjur, Tamil Nadu.
Is IFSC UTIB0005769 the same for all accounts at Minjur branch?
Yes. The IFSC UTIB0005769 is shared by every account held at Axis Bank's Minjur branch. Only the account number changes from customer to customer.
Summary
The IFSC code UTIB0005769 belongs to Axis Bank's MINJUR branch, located at FIRST FLOOR,PLOT NO 18,T H ROAD,MINJUR in MINJUR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
