IFSC Code of Axis Bank, Mendarda Branch, Gujarat

If you are searching for the IFSC code of Axis Bank, MENDARDA branch in MENDARDA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is UTIB0004734. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MENDARDA branch, and detailed step-by-step guides for using the IFSC UTIB0004734 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – MENDARDA is UTIB0004734. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004734 map to this branch in MENDARDA, GUJARAT.

Branch details at a glance

Bank profile

Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Mendarda branch — IFSC UTIB0004734 — extends the bank's services to customers in and around Mendarda, Gujarat.

Mendarda branch overview

Located at GROUND FLOOR, SHOP NO 12 TO 16, NAKSHATRA, NEW CITY SURVEY NO 85, REVANUE SURVEY NO 126/P, PLOT NO 1, JUNAGADH SASAN ROAD, MENDARDA, the Mendarda branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0004734 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's MENDARDA branch came to be assigned the code UTIB0004734.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004734, money simply cannot be routed to the MENDARDA branch electronically.

How to transfer money using IFSC UTIB0004734

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004734 across all three.

How to use IFSC UTIB0004734 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's MENDARDA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0004734.
4. Confirm the bank name auto-populates as Axis Bank and the branch as MENDARDA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MENDARDA

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's MENDARDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004734 while initiating the transfer and the credit will appear within minutes.

IMPS to Axis Bank MENDARDA (IFSC UTIB0004734)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004734 in your mobile or internet banking app, and the money is credited to the MENDARDA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Mendarda

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0004734:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MENDARDA is still linked to IFSC UTIB0004734.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UTIB0004734

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – MENDARDA is still mapped to IFSC UTIB0004734. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004734 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Mendarda branch is mapped to IFSC UTIB0004734 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0004734.

Products and services

Customers walking into the Mendarda branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0004734

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004734 and the account number together uniquely identify the Mendarda branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Mendarda branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0004734 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – MENDARDA:

• The IFSC is exactly UTIB0004734 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and MENDARDA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Mendarda branch

The branch is located at GROUND FLOOR, SHOP NO 12 TO 16, NAKSHATRA, NEW CITY SURVEY NO 85, REVANUE SURVEY NO 126/P, PLOT NO 1, JUNAGADH SASAN ROAD, MENDARDA, which puts it inside Mendarda, the broader Junagadh district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Mendarda branch” — the verified location pin for IFSC UTIB0004734 should appear at the top of the results.
2. Confirm the branch is open by calling 2872-9909295988 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004734 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0004734 for Axis Bank – MENDARDA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Mendarda are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0004734 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0004734 belongs to Axis Bank's MENDARDA branch, located at GROUND FLOOR, SHOP NO 12 TO 16, NAKSHATRA, NEW CITY SURVEY NO 85, REVANUE… in MENDARDA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.