This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, SHASTRI NAGAR MEERUT branch in MEERUT. The 11-digit IFSC UTIB0003886 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the SHASTRI NAGAR MEERUT location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's SHASTRI NAGAR MEERUT branch, the IFSC UTIB0003886 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 003886 identifies this particular branch.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shastri Nagar Meerut branch in Meerut, Uttar Pradesh is part of this network and uses the IFSC code UTIB0003886 for all electronic settlement.
About this branch
The branch is located at GR FLR,D,C,3, D BLOCK, SHASTRI NAGAR, MEERUT 250001, UTTAR PRADESH. It serves the Meerut region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0003886 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Shastri Nagar Meerut |
| IFSC Code | UTIB0003886 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GR FLR,D,C,3, D BLOCK, SHASTRI NAGAR, MEERUT 250001, UTTAR PRADESH |
| City | Meerut |
| District | Meerut |
| State | Uttar Pradesh |
| STD Code | 121 |
| Phone | 9760971122 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's SHASTRI NAGAR MEERUT branch came to be assigned the code UTIB0003886.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0003886, money simply cannot be routed to the SHASTRI NAGAR MEERUT branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Shastri Nagar Meerut branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0003886 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0003886
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003886 across all three.
How to use IFSC UTIB0003886 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's SHASTRI NAGAR MEERUT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0003886.
- Confirm the bank name auto-populates as Axis Bank and the branch as SHASTRI NAGAR MEERUT.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0003886
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – SHASTRI NAGAR MEERUT, ensure your bank's portal accepts IFSC UTIB0003886 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank SHASTRI NAGAR MEERUT (IFSC UTIB0003886)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0003886 in your mobile or internet banking app, and the money is credited to the SHASTRI NAGAR MEERUT branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Shastri Nagar Meerut
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0003886:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHASTRI NAGAR MEERUT is still linked to IFSC UTIB0003886.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0003886
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SHASTRI NAGAR MEERUT is still mapped to IFSC UTIB0003886. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0003886 and the beneficiary's account number to complete the transfer.
Account types you can open at the Shastri Nagar Meerut branch
Once you have an account at Axis Bank – SHASTRI NAGAR MEERUT, the IFSC UTIB0003886 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Shastri Nagar Meerut branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 121-9760971122.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0003886
Digital banking channels
Most day-to-day work that customers used to do at the Shastri Nagar Meerut branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0003886 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Shastri Nagar Meerut branch sits at GR FLR,D,C,3, D BLOCK, SHASTRI NAGAR, MEERUT 250001, UTTAR PRADESH. If you are travelling from outside Meerut, search for the branch on a maps application using the bank name and locality, or call 121-9760971122 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0003886 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – SHASTRI NAGAR MEERUT:
- The IFSC is exactly UTIB0003886 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and SHASTRI NAGAR MEERUT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shastri Nagar Meerut branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0003886, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0003886 for Axis Bank – SHASTRI NAGAR MEERUT, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankShastri Nagar Meerut Branch
GR FLR,D,C,3, D BLOCK, SHASTRI NAGAR, MEERUT 250001, UTTAR PRADESH
Meerut, Uttar Pradesh
Phone: 121-9760971122
IFSC: UTIB0003886
Frequently asked questions
How quickly will an NEFT transfer using UTIB0003886 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Shastri Nagar Meerut reflect within 30 minutes.
Is IFSC UTIB0003886 the same for all accounts at Shastri Nagar Meerut branch?
Yes. The IFSC UTIB0003886 is shared by every account held at Axis Bank's Shastri Nagar Meerut branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Shastri Nagar Meerut branch but serve different purposes.
Is IFSC UTIB0003886 valid for NEFT and RTGS?
Yes. IFSC UTIB0003886 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Axis Bank Shastri Nagar Meerut branch?
You can reach the branch at 121-9760971122 during regular banking hours.
Where is Axis Bank Shastri Nagar Meerut branch located?
Axis Bank's Shastri Nagar Meerut branch is located at GR FLR,D,C,3, D BLOCK, SHASTRI NAGAR, MEERUT 250001, UTTAR PRADESH, Meerut, Uttar Pradesh.
Summary
The IFSC code UTIB0003886 belongs to Axis Bank's SHASTRI NAGAR MEERUT branch, located at GR FLR,D,C,3, D BLOCK, SHASTRI NAGAR, MEERUT 250001, UTTAR PRADESH in MEERUT, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
