Use this page as a one-stop reference for everything related to Axis Bank's MEDHPUR branch in MEDHPUR, UTTAR PRADESH. The branch's IFSC code UTIB0005309 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0005309 is the IFSC of Axis Bank's MEDHPUR branch. The format is fixed: UTIB = bank code, 0 = reserved, 005309 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Medhpur |
| IFSC Code | UTIB0005309 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,KHASRA NO 229,KHATA NO 00086,VILLAGE MEDHPUR,AFZALGARH TEHSIL DHAMPUR |
| City | Medhpur |
| District | Bijnor |
| State | Uttar Pradesh |
| STD Code | 1344 |
| Phone | 7080500116 |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Medhpur branch in Medhpur, Uttar Pradesh is part of this network and uses the IFSC code UTIB0005309 for all electronic settlement.
About this branch
The branch is located at GROUND FLOOR,KHASRA NO 229,KHATA NO 00086,VILLAGE MEDHPUR,AFZALGARH TEHSIL DHAMPUR. It serves the Medhpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005309 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's MEDHPUR branch came to be assigned the code UTIB0005309.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005309, money simply cannot be routed to the MEDHPUR branch electronically.
How to transfer money using IFSC UTIB0005309
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005309 across all three.
How to use IFSC UTIB0005309 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's MEDHPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0005309.
- Confirm the bank name auto-populates as Axis Bank and the branch as MEDHPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0005309
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – MEDHPUR, ensure your bank's portal accepts IFSC UTIB0005309 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank MEDHPUR (IFSC UTIB0005309)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005309 in your mobile or internet banking app, and the money is credited to the MEDHPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005309 for Axis Bank – MEDHPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005309 | Yes – UTIB0005309 | Yes – UTIB0005309 |
For most retail customers crediting the Medhpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's MEDHPUR branch, the IFSC UTIB0005309 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Medhpur branch
Once you have an account at Axis Bank – MEDHPUR, the IFSC UTIB0005309 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Medhpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1344-7080500116.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005309
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005309 and the account number together uniquely identify the Medhpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0005309
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the MEDHPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005309 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0005309
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – MEDHPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005309. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Medhpur branch sits at GROUND FLOOR,KHASRA NO 229,KHATA NO 00086,VILLAGE MEDHPUR,AFZALGARH TEHSIL DHAMPUR. If you are travelling from outside Medhpur, search for the branch on a maps application using the bank name and locality, or call 1344-7080500116 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005309 and your account number.
Verifying IFSC UTIB0005309 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005309 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1344-7080500116.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Medhpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005309, however, work 24x7.
Branch address & contact
Axis BankMedhpur Branch
GROUND FLOOR,KHASRA NO 229,KHATA NO 00086,VILLAGE MEDHPUR,AFZALGARH TEHSIL DHAMPUR
Medhpur, Uttar Pradesh
Phone: 1344-7080500116
IFSC: UTIB0005309
Frequently asked questions
What is the IFSC code of Axis Bank Medhpur branch?
The IFSC code of Axis Bank, Medhpur branch is UTIB0005309. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UTIB0005309 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Medhpur reflect within 30 minutes.
Is IFSC UTIB0005309 the same for all accounts at Medhpur branch?
Yes. The IFSC UTIB0005309 is shared by every account held at Axis Bank's Medhpur branch. Only the account number changes from customer to customer.
What is the phone number of Axis Bank Medhpur branch?
You can reach the branch at 1344-7080500116 during regular banking hours.
Does Axis Bank Medhpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1344-7080500116 to confirm.
Where is Axis Bank Medhpur branch located?
Axis Bank's Medhpur branch is located at GROUND FLOOR,KHASRA NO 229,KHATA NO 00086,VILLAGE MEDHPUR,AFZALGARH TEHSIL DHAMPUR, Medhpur, Uttar Pradesh.
Is IFSC UTIB0005309 valid for NEFT and RTGS?
Yes. IFSC UTIB0005309 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UTIB0005309 belongs to Axis Bank's MEDHPUR branch, located at GROUND FLOOR,KHASRA NO 229,KHATA NO 00086,VILLAGE MEDHPUR,AFZALGARH TEHSIL… in MEDHPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
