IFSC Code of Axis Bank, Manwath Urban Coop Bank Ltd, Manwath Branch, Maharashtra

Use this page as a one-stop reference for everything related to Axis Bank's MANWATH URBAN COOP BANK LTD, MANWATH branch in MANWATH, MAHARASHTRA. The branch's IFSC code UTIB0SMANWT is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – MANWATH URBAN COOP BANK LTD, MANWATH is UTIB0SMANWT. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SMANWT map to this branch in MANWATH, MAHARASHTRA.

Branch details at a glance

Bank profile

Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Manwath Urban Coop Bank Ltd, Manwath branch — IFSC UTIB0SMANWT — extends the bank's services to customers in and around Manwath, Maharashtra.

About the Manwath Urban Coop Bank Ltd, Manwath branch

The Manwath Urban Coop Bank Ltd, Manwath branch of Axis Bank is situated at MAIN ROAD MANWAT, OPP VAISHYA NAGARI BANK, PIN 431505. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0SMANWT is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's MANWATH URBAN COOP BANK LTD, MANWATH branch came to be assigned the code UTIB0SMANWT.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SMANWT, money simply cannot be routed to the MANWATH URBAN COOP BANK LTD, MANWATH branch electronically.

How to transfer money using IFSC UTIB0SMANWT

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SMANWT across all three.

NEFT to Axis Bank, MANWATH URBAN COOP BANK LTD, MANWATH using IFSC UTIB0SMANWT

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0SMANWT, and confirm that the system picks up Axis Bank – MANWATH URBAN COOP BANK LTD, MANWATH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MANWATH URBAN COOP BANK LTD, MANWATH

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's MANWATH URBAN COOP BANK LTD, MANWATH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0SMANWT while initiating the transfer and the credit will appear within minutes.

IMPS to Axis Bank MANWATH URBAN COOP BANK LTD, MANWATH (IFSC UTIB0SMANWT)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0SMANWT in your mobile or internet banking app, and the money is credited to the MANWATH URBAN COOP BANK LTD, MANWATH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0SMANWT for Axis Bank – MANWATH URBAN COOP BANK LTD, MANWATH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Manwath Urban Coop Bank Ltd, Manwath branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's MANWATH URBAN COOP BANK LTD, MANWATH branch, the IFSC UTIB0SMANWT is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Manwath Urban Coop Bank Ltd, Manwath branch

Once you have an account at Axis Bank – MANWATH URBAN COOP BANK LTD, MANWATH, the IFSC UTIB0SMANWT stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Manwath Urban Coop Bank Ltd, Manwath branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0SMANWT

MICR & cheque-truncation details

Cheques drawn on the Manwath Urban Coop Bank Ltd, Manwath branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SMANWT for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Manwath Urban Coop Bank Ltd, Manwath branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0SMANWT is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC UTIB0SMANWT

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – MANWATH URBAN COOP BANK LTD, MANWATH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UTIB0SMANWT.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Manwath Urban Coop Bank Ltd, Manwath branch

The branch is located at MAIN ROAD MANWAT, OPP VAISHYA NAGARI BANK, PIN 431505, which puts it inside Manwath, the broader Parbhani district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Manwath Urban Coop Bank Ltd, Manwath branch” — the verified location pin for IFSC UTIB0SMANWT should appear at the top of the results.
2. Confirm the branch is open by calling 2451-240598 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0SMANWT and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0SMANWT for Axis Bank – MANWATH URBAN COOP BANK LTD, MANWATH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Manwath Urban Coop Bank Ltd, Manwath branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0SMANWT, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0SMANWT is the IFSC code of Axis Bank, MANWATH URBAN COOP BANK LTD, MANWATH branch, in MANWATH, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.