Below are the complete branch details for Axis Bank, URVA, MANGALORE branch, located in MANGALORE, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0000783. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0000783 for Axis Bank – URVA, MANGALORE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's URVA, MANGALORE branch, the IFSC UTIB0000783 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 000783 identifies this particular branch.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Urva, Mangalore branch in Mangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0000783.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Urva, Mangalore |
| IFSC Code | UTIB0000783 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MANGALORE CHEMICALS & FERTILIZERS LTD. PANAMBUR, MANGLORE 575010 DIST. DAKSHINA KANNADA KARNATAKA |
| City | Mangalore |
| District | Dakshina Kannada |
| State | Karnataka |
About the Urva, Mangalore branch
The Urva, Mangalore branch of Axis Bank is situated at MANGALORE CHEMICALS & FERTILIZERS LTD. PANAMBUR, MANGLORE 575010 DIST. DAKSHINA KANNADA KARNATAKA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0000783 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including URVA, MANGALORE of Axis Bank — its own 11-character IFSC. The code UTIB0000783 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0000783 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Urva, Mangalore branch is mapped to IFSC UTIB0000783 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0000783.
Banking services available
The Urva, Mangalore branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0000783
How to transfer money using IFSC UTIB0000783
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0000783 across all three.
NEFT to Axis Bank, URVA, MANGALORE using IFSC UTIB0000783
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0000783, and confirm that the system picks up Axis Bank – URVA, MANGALORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to URVA, MANGALORE
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's URVA, MANGALORE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0000783 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank URVA, MANGALORE (IFSC UTIB0000783)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0000783 in your mobile or internet banking app, and the money is credited to the URVA, MANGALORE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0000783 for Axis Bank – URVA, MANGALORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0000783 | Yes – UTIB0000783 | Yes – UTIB0000783 |
For most retail customers crediting the Urva, Mangalore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's URVA, MANGALORE branch, the IFSC UTIB0000783 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0000783
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the URVA, MANGALORE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0000783 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Urva, Mangalore branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0000783 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UTIB0000783
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – URVA, MANGALORE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0000783. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Urva, Mangalore branch sits at MANGALORE CHEMICALS & FERTILIZERS LTD. PANAMBUR, MANGLORE 575010 DIST. DAKSHINA KANNADA KARNATAKA. If you are travelling from outside Mangalore, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0000783 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0000783 for Axis Bank – URVA, MANGALORE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Urva, Mangalore are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0000783 continue to work without interruption.
Branch address & contact
Axis BankUrva, Mangalore Branch
MANGALORE CHEMICALS & FERTILIZERS LTD. PANAMBUR, MANGLORE 575010 DIST. DAKSHINA KANNADA KARNATAKA
Mangalore, Karnataka
Phone: the branch contact number
IFSC: UTIB0000783
Frequently asked questions
How do I add Axis Bank Urva, Mangalore as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0000783, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Axis Bank Urva, Mangalore branch located?
Axis Bank's Urva, Mangalore branch is located at MANGALORE CHEMICALS & FERTILIZERS LTD. PANAMBUR, MANGLORE 575010 DIST. DAKSHINA KANNADA KARNATAKA, Mangalore, Karnataka.
Does Axis Bank Urva, Mangalore branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Can I use IFSC UTIB0000783 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0000783 to send funds instantly.
Is IFSC UTIB0000783 valid for NEFT and RTGS?
Yes. IFSC UTIB0000783 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Urva, Mangalore branch but serve different purposes.
How quickly will an NEFT transfer using UTIB0000783 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Urva, Mangalore reflect within 30 minutes.
Is IFSC UTIB0000783 the same for all accounts at Urva, Mangalore branch?
Yes. The IFSC UTIB0000783 is shared by every account held at Axis Bank's Urva, Mangalore branch. Only the account number changes from customer to customer.
Final notes
To recap: UTIB0000783 is the IFSC code of Axis Bank, URVA, MANGALORE branch, in MANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
