This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, THE SOUTH CANARA DISTRICT CENTRAL branch in MANGALORE. The 11-digit IFSC UTIB0SCDCCB uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the THE SOUTH CANARA DISTRICT CENTRAL location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – THE SOUTH CANARA DISTRICT CENTRAL is UTIB0SCDCCB. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SCDCCB map to this branch in MANGALORE, KARNATAKA.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the The South Canara District Central branch in Mangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0SCDCCB.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | The South Canara District Central |
| IFSC Code | UTIB0SCDCCB |
| MICR Code | Refer to cheque leaf |
| Branch Address | UTHKRUSHTA SAHAKARI SOUDHA, KODIALBAIL, MANGALORE 575003 |
| City | Mangalore |
| District | Dakshin Kannad |
| State | Karnataka |
| STD Code | 824 |
| Phone | 2440381 |
About this branch
The branch is located at UTHKRUSHTA SAHAKARI SOUDHA, KODIALBAIL, MANGALORE 575003. It serves the Mangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0SCDCCB is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's THE SOUTH CANARA DISTRICT CENTRAL branch came to be assigned the code UTIB0SCDCCB.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SCDCCB, money simply cannot be routed to the THE SOUTH CANARA DISTRICT CENTRAL branch electronically.
Products and account variants supported
Every account opened at the The South Canara District Central branch is mapped to IFSC UTIB0SCDCCB on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0SCDCCB.
Banking services available
The The South Canara District Central branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 824-2440381.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0SCDCCB
How to transfer money using IFSC UTIB0SCDCCB
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SCDCCB across all three.
How to use IFSC UTIB0SCDCCB for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's THE SOUTH CANARA DISTRICT CENTRAL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0SCDCCB.
- Confirm the bank name auto-populates as Axis Bank and the branch as THE SOUTH CANARA DISTRICT CENTRAL.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0SCDCCB
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – THE SOUTH CANARA DISTRICT CENTRAL, ensure your bank's portal accepts IFSC UTIB0SCDCCB while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank THE SOUTH CANARA DISTRICT CENTRAL (IFSC UTIB0SCDCCB)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0SCDCCB in your mobile or internet banking app, and the money is credited to the THE SOUTH CANARA DISTRICT CENTRAL branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0SCDCCB for Axis Bank – THE SOUTH CANARA DISTRICT CENTRAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0SCDCCB | Yes – UTIB0SCDCCB | Yes – UTIB0SCDCCB |
For most retail customers crediting the The South Canara District Central branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's THE SOUTH CANARA DISTRICT CENTRAL branch, the IFSC UTIB0SCDCCB is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the The South Canara District Central branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0SCDCCB is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0SCDCCB and the account number together uniquely identify the The South Canara District Central branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – THE SOUTH CANARA DISTRICT CENTRAL:
- The IFSC is exactly UTIB0SCDCCB with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and THE SOUTH CANARA DISTRICT CENTRAL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the The South Canara District Central branch
The branch is located at UTHKRUSHTA SAHAKARI SOUDHA, KODIALBAIL, MANGALORE 575003, which puts it inside Mangalore, the broader Dakshin Kannad district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank The South Canara District Central branch” — the verified location pin for IFSC UTIB0SCDCCB should appear at the top of the results.
- Confirm the branch is open by calling 824-2440381 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0SCDCCB and your account number.
Verifying IFSC UTIB0SCDCCB from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0SCDCCB by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 824-2440381.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The South Canara District Central branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0SCDCCB, however, work 24x7.
Branch address & contact
Axis BankThe South Canara District Central Branch
UTHKRUSHTA SAHAKARI SOUDHA, KODIALBAIL, MANGALORE 575003
Mangalore, Karnataka
Phone: 824-2440381
IFSC: UTIB0SCDCCB
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The South Canara District Central branch but serve different purposes.
What is the IFSC code of Axis Bank The South Canara District Central branch?
The IFSC code of Axis Bank, The South Canara District Central branch is UTIB0SCDCCB. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UTIB0SCDCCB be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – The South Canara District Central reflect within 30 minutes.
What is the phone number of Axis Bank The South Canara District Central branch?
You can reach the branch at 824-2440381 during regular banking hours.
Does Axis Bank The South Canara District Central branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 824-2440381 to confirm.
Is IFSC UTIB0SCDCCB the same for all accounts at The South Canara District Central branch?
Yes. The IFSC UTIB0SCDCCB is shared by every account held at Axis Bank's The South Canara District Central branch. Only the account number changes from customer to customer.
Summary
The IFSC code UTIB0SCDCCB belongs to Axis Bank's THE SOUTH CANARA DISTRICT CENTRAL branch, located at UTHKRUSHTA SAHAKARI SOUDHA, KODIALBAIL, MANGALORE 575003 in MANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
