IFSC Code of Axis Bank, South Kanara Govn Officers Coop Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, SOUTH KANARA GOVN OFFICERS COOP branch in MANGALORE. The 11-digit IFSC UTIB0SKGOCB uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the SOUTH KANARA GOVN OFFICERS COOP location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UTIB0SKGOCB is the IFSC of Axis Bank's SOUTH KANARA GOVN OFFICERS COOP branch. The format is fixed: UTIB = bank code, 0 = reserved, SKGOCB = branch identifier.

About the bank

Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its South Kanara Govn Officers Coop branch in Mangalore, Karnataka is part of this network and uses the IFSC code UTIB0SKGOCB for all electronic settlement.

South Kanara Govn Officers Coop branch overview

Located at NO 2682 OPP CANARA BOYS HIGH SCHOOL DONGERKERRY KODIALBAIL MANGALORE 575003, the South Kanara Govn Officers Coop branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0SKGOCB is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's SOUTH KANARA GOVN OFFICERS COOP branch came to be assigned the code UTIB0SKGOCB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SKGOCB, money simply cannot be routed to the SOUTH KANARA GOVN OFFICERS COOP branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0SKGOCB and the account number together uniquely identify the South Kanara Govn Officers Coop branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC UTIB0SKGOCB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SKGOCB across all three.

NEFT to Axis Bank, SOUTH KANARA GOVN OFFICERS COOP using IFSC UTIB0SKGOCB

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0SKGOCB, and confirm that the system picks up Axis Bank – SOUTH KANARA GOVN OFFICERS COOP. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UTIB0SKGOCB

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – SOUTH KANARA GOVN OFFICERS COOP, ensure your bank's portal accepts IFSC UTIB0SKGOCB while registering the beneficiary. RTGS is also available 24x7.

IMPS to Axis Bank SOUTH KANARA GOVN OFFICERS COOP (IFSC UTIB0SKGOCB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0SKGOCB in your mobile or internet banking app, and the money is credited to the SOUTH KANARA GOVN OFFICERS COOP branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0SKGOCB for Axis Bank – SOUTH KANARA GOVN OFFICERS COOP, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the South Kanara Govn Officers Coop branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's SOUTH KANARA GOVN OFFICERS COOP branch, the IFSC UTIB0SKGOCB is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the South Kanara Govn Officers Coop branch is mapped to IFSC UTIB0SKGOCB on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0SKGOCB.

Products and services

Customers walking into the South Kanara Govn Officers Coop branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0SKGOCB

Digital banking channels

Most day-to-day work that customers used to do at the South Kanara Govn Officers Coop branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0SKGOCB is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the South Kanara Govn Officers Coop branch

The branch is located at NO 2682 OPP CANARA BOYS HIGH SCHOOL DONGERKERRY KODIALBAIL MANGALORE 575003, which puts it inside Mangalore, the broader Dakshin Kannad district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank South Kanara Govn Officers Coop branch” — the verified location pin for IFSC UTIB0SKGOCB should appear at the top of the results.
2. Confirm the branch is open by calling 824-2493894 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0SKGOCB and your account number.

Common mistakes to avoid when using IFSC UTIB0SKGOCB

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – SOUTH KANARA GOVN OFFICERS COOP, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UTIB0SKGOCB.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The South Kanara Govn Officers Coop branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0SKGOCB, however, work 24x7.

Verifying IFSC UTIB0SKGOCB from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0SKGOCB by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 824-2493894.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0SKGOCB belongs to Axis Bank's SOUTH KANARA GOVN OFFICERS COOP branch, located at NO 2682 OPP CANARA BOYS HIGH SCHOOL DONGERKERRY KODIALBAIL MANGALORE 575003 in MANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.