If you are searching for the IFSC code of Axis Bank, KURARHI branch in MANAULI, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is UTIB0001677. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KURARHI branch, and detailed step-by-step guides for using the IFSC UTIB0001677 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0001677 is the IFSC of Axis Bank's KURARHI branch. The format is fixed: UTIB = bank code, 0 = reserved, 001677 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Kurarhi |
| IFSC Code | UTIB0001677 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, KHASRA NO. 184,VILLAGE KURARHI - 140306, PO MANAULI ,DISTT MOHALI , PUNJAB |
| City | Manauli |
| District | Rupnagar |
| State | Punjab |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kurarhi branch in Manauli, Punjab is part of this network and uses the IFSC code UTIB0001677 for all electronic settlement.
About the Kurarhi branch
The Kurarhi branch of Axis Bank is situated at GROUND FLOOR, KHASRA NO. 184,VILLAGE KURARHI - 140306, PO MANAULI ,DISTT MOHALI , PUNJAB. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0001677 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's KURARHI branch came to be assigned the code UTIB0001677.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0001677, money simply cannot be routed to the KURARHI branch electronically.
How to transfer money using IFSC UTIB0001677
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001677 across all three.
How to use IFSC UTIB0001677 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's KURARHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0001677.
- Confirm the bank name auto-populates as Axis Bank and the branch as KURARHI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KURARHI
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's KURARHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0001677 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank KURARHI (IFSC UTIB0001677)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0001677 in your mobile or internet banking app, and the money is credited to the KURARHI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kurarhi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0001677:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KURARHI is still linked to IFSC UTIB0001677.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0001677
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – KURARHI is still mapped to IFSC UTIB0001677. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0001677 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kurarhi branch is mapped to IFSC UTIB0001677 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001677.
Banking services available
The Kurarhi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0001677
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0001677 and the account number together uniquely identify the Kurarhi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Kurarhi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0001677 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – KURARHI:
- The IFSC is exactly UTIB0001677 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and KURARHI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kurarhi branch
The branch is located at GROUND FLOOR, KHASRA NO. 184,VILLAGE KURARHI - 140306, PO MANAULI ,DISTT MOHALI , PUNJAB, which puts it inside Manauli, the broader Rupnagar district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Kurarhi branch” — the verified location pin for IFSC UTIB0001677 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0001677 and your account number.
Verifying IFSC UTIB0001677 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0001677 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kurarhi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0001677 continue to work without interruption.
Branch address & contact
Axis BankKurarhi Branch
GROUND FLOOR, KHASRA NO. 184,VILLAGE KURARHI - 140306, PO MANAULI ,DISTT MOHALI , PUNJAB
Manauli, Punjab
Phone: the branch contact number
IFSC: UTIB0001677
Frequently asked questions
How quickly will an NEFT transfer using UTIB0001677 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Kurarhi reflect within 30 minutes.
What is the phone number of Axis Bank Kurarhi branch?
You can reach the branch at the branch contact number during regular banking hours.
What is the IFSC code of Axis Bank Kurarhi branch?
The IFSC code of Axis Bank, Kurarhi branch is UTIB0001677. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kurarhi branch but serve different purposes.
Where is Axis Bank Kurarhi branch located?
Axis Bank's Kurarhi branch is located at GROUND FLOOR, KHASRA NO. 184,VILLAGE KURARHI - 140306, PO MANAULI ,DISTT MOHALI , PUNJAB, Manauli, Punjab.
Is IFSC UTIB0001677 the same for all accounts at Kurarhi branch?
Yes. The IFSC UTIB0001677 is shared by every account held at Axis Bank's Kurarhi branch. Only the account number changes from customer to customer.
Is IFSC UTIB0001677 valid for NEFT and RTGS?
Yes. IFSC UTIB0001677 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UTIB0001677 belongs to Axis Bank's KURARHI branch, located at GROUND FLOOR, KHASRA NO. 184,VILLAGE KURARHI - 140306, PO MANAULI ,DISTT… in MANAULI, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
