If you are searching for the IFSC code of Axis Bank, BY PASS ROAD, MADURAI branch in MADURAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is UTIB0001765. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BY PASS ROAD, MADURAI branch, and detailed step-by-step guides for using the IFSC UTIB0001765 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – BY PASS ROAD, MADURAI is UTIB0001765. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001765 map to this branch in MADURAI, TAMIL NADU.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The By Pass Road, Madurai branch — IFSC UTIB0001765 — extends the bank's services to customers in and around Madurai, Tamil Nadu.
By Pass Road, Madurai branch overview
Located at DOOR NO 9 D, BY PASS ROAD, MADURAI, DIST. MADURAI, TAMILNADU, PIN 625010, the By Pass Road, Madurai branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0001765 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | By Pass Road, Madurai |
| IFSC Code | UTIB0001765 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DOOR NO 9 D, BY PASS ROAD, MADURAI, DIST. MADURAI, TAMILNADU, PIN 625010 |
| City | Madurai |
| District | Madurai |
| State | Tamil Nadu |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BY PASS ROAD, MADURAI of Axis Bank — its own 11-character IFSC. The code UTIB0001765 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0001765 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0001765 and the account number together uniquely identify the By Pass Road, Madurai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0001765
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001765 across all three.
How to use IFSC UTIB0001765 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's BY PASS ROAD, MADURAI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0001765.
- Confirm the bank name auto-populates as Axis Bank and the branch as BY PASS ROAD, MADURAI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0001765
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – BY PASS ROAD, MADURAI, ensure your bank's portal accepts IFSC UTIB0001765 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank BY PASS ROAD, MADURAI (IFSC UTIB0001765)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0001765 in your mobile or internet banking app, and the money is credited to the BY PASS ROAD, MADURAI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to By Pass Road, Madurai
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0001765:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BY PASS ROAD, MADURAI is still linked to IFSC UTIB0001765.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0001765
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – BY PASS ROAD, MADURAI is still mapped to IFSC UTIB0001765. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0001765 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the By Pass Road, Madurai branch is mapped to IFSC UTIB0001765 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001765.
Banking services available
The By Pass Road, Madurai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0001765
Digital banking channels
Most day-to-day work that customers used to do at the By Pass Road, Madurai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0001765 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the By Pass Road, Madurai branch
The branch is located at DOOR NO 9 D, BY PASS ROAD, MADURAI, DIST. MADURAI, TAMILNADU, PIN 625010, which puts it inside Madurai, the broader Madurai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank By Pass Road, Madurai branch” — the verified location pin for IFSC UTIB0001765 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0001765 and your account number.
Common mistakes to avoid when using IFSC UTIB0001765
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – BY PASS ROAD, MADURAI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0001765. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The By Pass Road, Madurai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0001765, however, work 24x7.
Verifying IFSC UTIB0001765 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0001765 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankBy Pass Road, Madurai Branch
DOOR NO 9 D, BY PASS ROAD, MADURAI, DIST. MADURAI, TAMILNADU, PIN 625010
Madurai, Tamil Nadu
Phone: the branch contact number
IFSC: UTIB0001765
Frequently asked questions
Is IFSC UTIB0001765 valid for NEFT and RTGS?
Yes. IFSC UTIB0001765 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Axis Bank By Pass Road, Madurai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001765, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Axis Bank By Pass Road, Madurai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How quickly will an NEFT transfer using UTIB0001765 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – By Pass Road, Madurai reflect within 30 minutes.
Is IFSC UTIB0001765 the same for all accounts at By Pass Road, Madurai branch?
Yes. The IFSC UTIB0001765 is shared by every account held at Axis Bank's By Pass Road, Madurai branch. Only the account number changes from customer to customer.
Can I use IFSC UTIB0001765 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001765 to send funds instantly.
Final notes
To recap: UTIB0001765 is the IFSC code of Axis Bank, BY PASS ROAD, MADURAI branch, in MADURAI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
