Use this page as a one-stop reference for everything related to Axis Bank's HATHUR branch in LUDHIANA, TAMIL NADU. The branch's IFSC code UTIB0005377 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – HATHUR is UTIB0005377. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005377 map to this branch in LUDHIANA, TAMIL NADU.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Hathur branch — IFSC UTIB0005377 — extends the bank's services to customers in and around Ludhiana, Tamil Nadu.
About this branch
The branch is located at AXIS BANK LTD GROUND FLOOR KHASRA NO 929,947 KHATA NO 463/478 BARNALA ROAD VILLAGE HATHUR TEHSIL JAGRAON DIST LUDHIANA PUNJAB 142031. It serves the Ludhiana region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005377 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Hathur |
| IFSC Code | UTIB0005377 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AXIS BANK LTD GROUND FLOOR KHASRA NO 929,947 KHATA NO 463/478 BARNALA ROAD VILLAGE HATHUR TEHSIL JAGRAON DIST LUDHIANA PUNJAB 142031 |
| City | Ludhiana |
| District | Ludhiana |
| State | Tamil Nadu |
| STD Code | 161 |
| Phone | 8433900832 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's HATHUR branch came to be assigned the code UTIB0005377.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005377, money simply cannot be routed to the HATHUR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005377 and the account number together uniquely identify the Hathur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0005377
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005377 across all three.
How to use IFSC UTIB0005377 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's HATHUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0005377.
- Confirm the bank name auto-populates as Axis Bank and the branch as HATHUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to HATHUR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's HATHUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005377 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank HATHUR (IFSC UTIB0005377)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005377 in your mobile or internet banking app, and the money is credited to the HATHUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005377 for Axis Bank – HATHUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005377 | Yes – UTIB0005377 | Yes – UTIB0005377 |
For most retail customers crediting the Hathur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's HATHUR branch, the IFSC UTIB0005377 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Hathur branch is mapped to IFSC UTIB0005377 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005377.
Products and services
Customers walking into the Hathur branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0005377
Digital banking channels
Most day-to-day work that customers used to do at the Hathur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005377 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Hathur branch
The branch is located at AXIS BANK LTD GROUND FLOOR KHASRA NO 929,947 KHATA NO 463/478 BARNALA ROAD VILLAGE HATHUR TEHSIL JAGRAON DIST LUDHIANA PUNJAB 142031, which puts it inside Ludhiana, the broader Ludhiana district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Hathur branch” — the verified location pin for IFSC UTIB0005377 should appear at the top of the results.
- Confirm the branch is open by calling 161-8433900832 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005377 and your account number.
Common mistakes to avoid when using IFSC UTIB0005377
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – HATHUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005377. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hathur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005377, however, work 24x7.
Verifying IFSC UTIB0005377 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005377 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 161-8433900832.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankHathur Branch
AXIS BANK LTD GROUND FLOOR KHASRA NO 929,947 KHATA NO 463/478 BARNALA ROAD VILLAGE HATHUR TEHSIL JAGRAON DIST LUDHIANA PUNJAB 142031
Ludhiana, Tamil Nadu
Phone: 161-8433900832
IFSC: UTIB0005377
Frequently asked questions
How do I add Axis Bank Hathur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005377, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Hathur branch but serve different purposes.
Can I use IFSC UTIB0005377 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005377 to send funds instantly.
Is IFSC UTIB0005377 the same for all accounts at Hathur branch?
Yes. The IFSC UTIB0005377 is shared by every account held at Axis Bank's Hathur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0005377 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Hathur reflect within 30 minutes.
Is IFSC UTIB0005377 valid for NEFT and RTGS?
Yes. IFSC UTIB0005377 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UTIB0005377 belongs to Axis Bank's HATHUR branch, located at AXIS BANK LTD GROUND FLOOR KHASRA NO 929,947 KHATA NO 463/478 BARNALA ROAD… in LUDHIANA, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
