Below are the complete branch details for Axis Bank, SIPRI JHANSI branch, located in LUCKNOW, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0003446. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0003446 for Axis Bank – SIPRI JHANSI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0003446 is the IFSC of Axis Bank's SIPRI JHANSI branch. The format is fixed: UTIB = bank code, 0 = reserved, 003446 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sipri Jhansi branch in Lucknow, Uttar Pradesh is part of this network and uses the IFSC code UTIB0003446 for all electronic settlement.
Sipri Jhansi branch overview
Located at GR FLR H NO 1348 WARD NO 34 NANDANPURA SIPRI JHANSI284003, the Sipri Jhansi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0003446 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Sipri Jhansi |
| IFSC Code | UTIB0003446 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GR FLR H NO 1348 WARD NO 34 NANDANPURA SIPRI JHANSI284003 |
| City | Lucknow |
| District | Jhansi |
| State | Uttar Pradesh |
| STD Code | 510 |
| Phone | 7310263961 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's SIPRI JHANSI branch came to be assigned the code UTIB0003446.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0003446, money simply cannot be routed to the SIPRI JHANSI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Sipri Jhansi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0003446 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0003446
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003446 across all three.
NEFT to Axis Bank, SIPRI JHANSI using IFSC UTIB0003446
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0003446, and confirm that the system picks up Axis Bank – SIPRI JHANSI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0003446
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – SIPRI JHANSI, ensure your bank's portal accepts IFSC UTIB0003446 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank SIPRI JHANSI (IFSC UTIB0003446)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0003446 in your mobile or internet banking app, and the money is credited to the SIPRI JHANSI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0003446 for Axis Bank – SIPRI JHANSI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0003446 | Yes – UTIB0003446 | Yes – UTIB0003446 |
For most retail customers crediting the Sipri Jhansi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0003446
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SIPRI JHANSI is still mapped to IFSC UTIB0003446. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0003446 and the beneficiary's account number to complete the transfer.
Account types you can open at the Sipri Jhansi branch
Once you have an account at Axis Bank – SIPRI JHANSI, the IFSC UTIB0003446 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Sipri Jhansi branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0003446
Digital banking channels
Most day-to-day work that customers used to do at the Sipri Jhansi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0003446 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Sipri Jhansi branch sits at GR FLR H NO 1348 WARD NO 34 NANDANPURA SIPRI JHANSI284003. If you are travelling from outside Lucknow, search for the branch on a maps application using the bank name and locality, or call 510-7310263961 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0003446 and your account number.
Common mistakes to avoid when using IFSC UTIB0003446
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – SIPRI JHANSI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0003446. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sipri Jhansi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0003446, however, work 24x7.
Verifying IFSC UTIB0003446 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0003446 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 510-7310263961.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankSipri Jhansi Branch
GR FLR H NO 1348 WARD NO 34 NANDANPURA SIPRI JHANSI284003
Lucknow, Uttar Pradesh
Phone: 510-7310263961
IFSC: UTIB0003446
Frequently asked questions
How do I add Axis Bank Sipri Jhansi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0003446, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Axis Bank Sipri Jhansi branch?
You can reach the branch at 510-7310263961 during regular banking hours.
Is IFSC UTIB0003446 the same for all accounts at Sipri Jhansi branch?
Yes. The IFSC UTIB0003446 is shared by every account held at Axis Bank's Sipri Jhansi branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0003446 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Sipri Jhansi reflect within 30 minutes.
What is the IFSC code of Axis Bank Sipri Jhansi branch?
The IFSC code of Axis Bank, Sipri Jhansi branch is UTIB0003446. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UTIB0003446 valid for NEFT and RTGS?
Yes. IFSC UTIB0003446 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Axis Bank Sipri Jhansi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 510-7310263961 to confirm.
Summary
The IFSC code UTIB0003446 belongs to Axis Bank's SIPRI JHANSI branch, located at GR FLR H NO 1348 WARD NO 34 NANDANPURA SIPRI JHANSI284003 in LUCKNOW, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
