Below are the complete branch details for Axis Bank, MOHANLALGANJ ATRAULI branch, located in LUCKNOW, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0005206. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0005206 for Axis Bank – MOHANLALGANJ ATRAULI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0005206 is the IFSC of Axis Bank's MOHANLALGANJ ATRAULI branch. The format is fixed: UTIB = bank code, 0 = reserved, 005206 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mohanlalganj Atrauli branch in Lucknow, Uttar Pradesh is part of this network and uses the IFSC code UTIB0005206 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Mohanlalganj Atrauli |
| IFSC Code | UTIB0005206 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, KHASRA NO 57, VILLAGE ATRAULI, TEHSIL MOHANLAL GANJ, DISTT LUCKNOW, UP 226301 |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| STD Code | 522 |
| Phone | 9919855955 |
About this branch
The branch is located at GROUND FLOOR, KHASRA NO 57, VILLAGE ATRAULI, TEHSIL MOHANLAL GANJ, DISTT LUCKNOW, UP 226301. It serves the Lucknow region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005206 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's MOHANLALGANJ ATRAULI branch came to be assigned the code UTIB0005206.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005206, money simply cannot be routed to the MOHANLALGANJ ATRAULI branch electronically.
Products and account variants supported
Every account opened at the Mohanlalganj Atrauli branch is mapped to IFSC UTIB0005206 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005206.
Banking services available
The Mohanlalganj Atrauli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 522-9919855955.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005206
How to transfer money using IFSC UTIB0005206
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005206 across all three.
How to use IFSC UTIB0005206 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's MOHANLALGANJ ATRAULI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0005206.
- Confirm the bank name auto-populates as Axis Bank and the branch as MOHANLALGANJ ATRAULI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MOHANLALGANJ ATRAULI
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's MOHANLALGANJ ATRAULI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005206 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – MOHANLALGANJ ATRAULI, use IMPS. With IFSC UTIB0005206 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005206 for Axis Bank – MOHANLALGANJ ATRAULI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005206 | Yes – UTIB0005206 | Yes – UTIB0005206 |
For most retail customers crediting the Mohanlalganj Atrauli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's MOHANLALGANJ ATRAULI branch, the IFSC UTIB0005206 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0005206
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the MOHANLALGANJ ATRAULI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005206 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Mohanlalganj Atrauli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005206 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – MOHANLALGANJ ATRAULI:
- The IFSC is exactly UTIB0005206 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and MOHANLALGANJ ATRAULI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Mohanlalganj Atrauli branch
The branch is located at GROUND FLOOR, KHASRA NO 57, VILLAGE ATRAULI, TEHSIL MOHANLAL GANJ, DISTT LUCKNOW, UP 226301, which puts it inside Lucknow, the broader Lucknow district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Mohanlalganj Atrauli branch” — the verified location pin for IFSC UTIB0005206 should appear at the top of the results.
- Confirm the branch is open by calling 522-9919855955 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005206 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0005206 for Axis Bank – MOHANLALGANJ ATRAULI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mohanlalganj Atrauli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005206, however, work 24x7.
Branch address & contact
Axis BankMohanlalganj Atrauli Branch
GROUND FLOOR, KHASRA NO 57, VILLAGE ATRAULI, TEHSIL MOHANLAL GANJ, DISTT LUCKNOW, UP 226301
Lucknow, Uttar Pradesh
Phone: 522-9919855955
IFSC: UTIB0005206
Frequently asked questions
What is the phone number of Axis Bank Mohanlalganj Atrauli branch?
You can reach the branch at 522-9919855955 during regular banking hours.
Can I use IFSC UTIB0005206 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005206 to send funds instantly.
Is IFSC UTIB0005206 the same for all accounts at Mohanlalganj Atrauli branch?
Yes. The IFSC UTIB0005206 is shared by every account held at Axis Bank's Mohanlalganj Atrauli branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0005206 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Mohanlalganj Atrauli reflect within 30 minutes.
Is IFSC UTIB0005206 valid for NEFT and RTGS?
Yes. IFSC UTIB0005206 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Axis Bank Mohanlalganj Atrauli branch?
The IFSC code of Axis Bank, Mohanlalganj Atrauli branch is UTIB0005206. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Axis Bank Mohanlalganj Atrauli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 522-9919855955 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mohanlalganj Atrauli branch but serve different purposes.
Final notes
To recap: UTIB0005206 is the IFSC code of Axis Bank, MOHANLALGANJ ATRAULI branch, in LUCKNOW, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
