Use this page as a one-stop reference for everything related to Axis Bank's GOMTI NAGAR branch in LUCKNOW, UTTAR PRADESH. The branch's IFSC code UTIB0001550 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's GOMTI NAGAR branch, the IFSC UTIB0001550 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 001550 identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Gomti Nagar |
| IFSC Code | UTIB0001550 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR AND BASEMENT,CF-5, VIKAS KHAND,PATRAKARPURAM,GOMTI NAGAR, LUCKNOW,UTTAR PRADESH,PIN 226010 |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gomti Nagar branch in Lucknow, Uttar Pradesh is part of this network and uses the IFSC code UTIB0001550 for all electronic settlement.
About this branch
The branch is located at GROUND FLOOR AND BASEMENT,CF-5, VIKAS KHAND,PATRAKARPURAM,GOMTI NAGAR, LUCKNOW,UTTAR PRADESH,PIN 226010. It serves the Lucknow region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0001550 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GOMTI NAGAR of Axis Bank — its own 11-character IFSC. The code UTIB0001550 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0001550 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0001550
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001550 across all three.
How to use IFSC UTIB0001550 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's GOMTI NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0001550.
- Confirm the bank name auto-populates as Axis Bank and the branch as GOMTI NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0001550
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – GOMTI NAGAR, ensure your bank's portal accepts IFSC UTIB0001550 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank GOMTI NAGAR (IFSC UTIB0001550)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0001550 in your mobile or internet banking app, and the money is credited to the GOMTI NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001550 for Axis Bank – GOMTI NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001550 | Yes – UTIB0001550 | Yes – UTIB0001550 |
For most retail customers crediting the Gomti Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0001550
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – GOMTI NAGAR is still mapped to IFSC UTIB0001550. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0001550 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Gomti Nagar branch is mapped to IFSC UTIB0001550 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001550.
Banking services available
The Gomti Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0001550
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0001550 and the account number together uniquely identify the Gomti Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Gomti Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0001550 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – GOMTI NAGAR:
- The IFSC is exactly UTIB0001550 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and GOMTI NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Gomti Nagar branch sits at GROUND FLOOR AND BASEMENT,CF-5, VIKAS KHAND,PATRAKARPURAM,GOMTI NAGAR, LUCKNOW,UTTAR PRADESH,PIN 226010. If you are travelling from outside Lucknow, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0001550 and your account number.
Verifying IFSC UTIB0001550 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0001550 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Gomti Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0001550 continue to work without interruption.
Branch address & contact
Axis BankGomti Nagar Branch
GROUND FLOOR AND BASEMENT,CF-5, VIKAS KHAND,PATRAKARPURAM,GOMTI NAGAR, LUCKNOW,UTTAR PRADESH,PIN 226010
Lucknow, Uttar Pradesh
Phone: the branch contact number
IFSC: UTIB0001550
Frequently asked questions
Does Axis Bank Gomti Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Where is Axis Bank Gomti Nagar branch located?
Axis Bank's Gomti Nagar branch is located at GROUND FLOOR AND BASEMENT,CF-5, VIKAS KHAND,PATRAKARPURAM,GOMTI NAGAR, LUCKNOW,UTTAR PRADESH,PIN 226010, Lucknow, Uttar Pradesh.
Can I use IFSC UTIB0001550 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001550 to send funds instantly.
How do I add Axis Bank Gomti Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001550, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gomti Nagar branch but serve different purposes.
Is IFSC UTIB0001550 the same for all accounts at Gomti Nagar branch?
Yes. The IFSC UTIB0001550 is shared by every account held at Axis Bank's Gomti Nagar branch. Only the account number changes from customer to customer.
What is the IFSC code of Axis Bank Gomti Nagar branch?
The IFSC code of Axis Bank, Gomti Nagar branch is UTIB0001550. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: UTIB0001550 is the IFSC code of Axis Bank, GOMTI NAGAR branch, in LUCKNOW, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
