Below are the complete branch details for Axis Bank, EMAAR GOMTI GREENS LUCKNOW branch, located in LUCKNOW, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0005823. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0005823 for Axis Bank – EMAAR GOMTI GREENS LUCKNOW — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's EMAAR GOMTI GREENS LUCKNOW branch, the IFSC UTIB0005823 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 005823 identifies this particular branch.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Emaar Gomti Greens Lucknow branch in Lucknow. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0005823.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Emaar Gomti Greens Lucknow |
| IFSC Code | UTIB0005823 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UGF 01, CENTERPOINT, EMAAR MGF, GOMTI GREENS, VILL SARSAWAN, TEHSIL SAROJINI NAGAR, LUCKNOW UP 226002 |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| STD Code | 522 |
| Phone | 7565002088 |
About the Emaar Gomti Greens Lucknow branch
The Emaar Gomti Greens Lucknow branch of Axis Bank is situated at UGF 01, CENTERPOINT, EMAAR MGF, GOMTI GREENS, VILL SARSAWAN, TEHSIL SAROJINI NAGAR, LUCKNOW UP 226002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0005823 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's EMAAR GOMTI GREENS LUCKNOW branch came to be assigned the code UTIB0005823.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005823, money simply cannot be routed to the EMAAR GOMTI GREENS LUCKNOW branch electronically.
Products and account variants supported
Every account opened at the Emaar Gomti Greens Lucknow branch is mapped to IFSC UTIB0005823 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005823.
Products and services
Customers walking into the Emaar Gomti Greens Lucknow branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0005823
How to transfer money using IFSC UTIB0005823
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005823 across all three.
How to use IFSC UTIB0005823 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's EMAAR GOMTI GREENS LUCKNOW branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0005823.
- Confirm the bank name auto-populates as Axis Bank and the branch as EMAAR GOMTI GREENS LUCKNOW.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0005823
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – EMAAR GOMTI GREENS LUCKNOW, ensure your bank's portal accepts IFSC UTIB0005823 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – EMAAR GOMTI GREENS LUCKNOW, use IMPS. With IFSC UTIB0005823 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005823 for Axis Bank – EMAAR GOMTI GREENS LUCKNOW, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005823 | Yes – UTIB0005823 | Yes – UTIB0005823 |
For most retail customers crediting the Emaar Gomti Greens Lucknow branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0005823
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – EMAAR GOMTI GREENS LUCKNOW is still mapped to IFSC UTIB0005823. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005823 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0005823
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the EMAAR GOMTI GREENS LUCKNOW branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005823 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005823 and the account number together uniquely identify the Emaar Gomti Greens Lucknow branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – EMAAR GOMTI GREENS LUCKNOW:
- The IFSC is exactly UTIB0005823 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and EMAAR GOMTI GREENS LUCKNOW as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Emaar Gomti Greens Lucknow branch sits at UGF 01, CENTERPOINT, EMAAR MGF, GOMTI GREENS, VILL SARSAWAN, TEHSIL SAROJINI NAGAR, LUCKNOW UP 226002. If you are travelling from outside Lucknow, search for the branch on a maps application using the bank name and locality, or call 522-7565002088 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005823 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0005823 for Axis Bank – EMAAR GOMTI GREENS LUCKNOW, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Emaar Gomti Greens Lucknow branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005823, however, work 24x7.
Branch address & contact
Axis BankEmaar Gomti Greens Lucknow Branch
UGF 01, CENTERPOINT, EMAAR MGF, GOMTI GREENS, VILL SARSAWAN, TEHSIL SAROJINI NAGAR, LUCKNOW UP 226002
Lucknow, Uttar Pradesh
Phone: 522-7565002088
IFSC: UTIB0005823
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Emaar Gomti Greens Lucknow branch but serve different purposes.
How quickly will an NEFT transfer using UTIB0005823 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Emaar Gomti Greens Lucknow reflect within 30 minutes.
What is the phone number of Axis Bank Emaar Gomti Greens Lucknow branch?
You can reach the branch at 522-7565002088 during regular banking hours.
Can I use IFSC UTIB0005823 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005823 to send funds instantly.
Where is Axis Bank Emaar Gomti Greens Lucknow branch located?
Axis Bank's Emaar Gomti Greens Lucknow branch is located at UGF 01, CENTERPOINT, EMAAR MGF, GOMTI GREENS, VILL SARSAWAN, TEHSIL SAROJINI NAGAR, LUCKNOW UP 226002, Lucknow, Uttar Pradesh.
How do I add Axis Bank Emaar Gomti Greens Lucknow as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005823, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Axis Bank Emaar Gomti Greens Lucknow branch?
The IFSC code of Axis Bank, Emaar Gomti Greens Lucknow branch is UTIB0005823. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code UTIB0005823 belongs to Axis Bank's EMAAR GOMTI GREENS LUCKNOW branch, located at UGF 01, CENTERPOINT, EMAAR MGF, GOMTI GREENS, VILL SARSAWAN, TEHSIL SAROJINI… in LUCKNOW, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
