If you are searching for the IFSC code of Axis Bank, CGC LANDRAN branch in LANDRAN, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is UTIB0004977. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CGC LANDRAN branch, and detailed step-by-step guides for using the IFSC UTIB0004977 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – CGC LANDRAN is UTIB0004977. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004977 map to this branch in LANDRAN, PUNJAB.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Cgc Landran |
| IFSC Code | UTIB0004977 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CGC LANDRAN, GROUND FLOOR, KHASRA NO 1 TO 2423, SECTOR 112, KHARAR BANUR HIGHWAY, LANDRAN |
| City | Landran |
| District | Sas Nagar |
| State | Punjab |
| STD Code | 160 |
| Phone | 9876241366 |
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Cgc Landran branch — IFSC UTIB0004977 — extends the bank's services to customers in and around Landran, Punjab.
About the Cgc Landran branch
The Cgc Landran branch of Axis Bank is situated at CGC LANDRAN, GROUND FLOOR, KHASRA NO 1 TO 2423, SECTOR 112, KHARAR BANUR HIGHWAY, LANDRAN. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0004977 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's CGC LANDRAN branch came to be assigned the code UTIB0004977.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004977, money simply cannot be routed to the CGC LANDRAN branch electronically.
How to transfer money using IFSC UTIB0004977
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004977 across all three.
NEFT to Axis Bank, CGC LANDRAN using IFSC UTIB0004977
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0004977, and confirm that the system picks up Axis Bank – CGC LANDRAN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0004977
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – CGC LANDRAN, ensure your bank's portal accepts IFSC UTIB0004977 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – CGC LANDRAN, use IMPS. With IFSC UTIB0004977 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Cgc Landran
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0004977:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CGC LANDRAN is still linked to IFSC UTIB0004977.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0004977
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – CGC LANDRAN is still mapped to IFSC UTIB0004977. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004977 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Cgc Landran branch is mapped to IFSC UTIB0004977 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004977.
Banking services available
The Cgc Landran branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 160-9876241366.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0004977
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004977 and the account number together uniquely identify the Cgc Landran branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0004977
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the CGC LANDRAN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004977 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – CGC LANDRAN:
- The IFSC is exactly UTIB0004977 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and CGC LANDRAN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Cgc Landran branch
The branch is located at CGC LANDRAN, GROUND FLOOR, KHASRA NO 1 TO 2423, SECTOR 112, KHARAR BANUR HIGHWAY, LANDRAN, which puts it inside Landran, the broader Sas Nagar district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Cgc Landran branch” — the verified location pin for IFSC UTIB0004977 should appear at the top of the results.
- Confirm the branch is open by calling 160-9876241366 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004977 and your account number.
Verifying IFSC UTIB0004977 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004977 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 160-9876241366.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Cgc Landran are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0004977 continue to work without interruption.
Branch address & contact
Axis BankCgc Landran Branch
CGC LANDRAN, GROUND FLOOR, KHASRA NO 1 TO 2423, SECTOR 112, KHARAR BANUR HIGHWAY, LANDRAN
Landran, Punjab
Phone: 160-9876241366
IFSC: UTIB0004977
Frequently asked questions
What is the phone number of Axis Bank Cgc Landran branch?
You can reach the branch at 160-9876241366 during regular banking hours.
Can I use IFSC UTIB0004977 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004977 to send funds instantly.
What is the IFSC code of Axis Bank Cgc Landran branch?
The IFSC code of Axis Bank, Cgc Landran branch is UTIB0004977. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UTIB0004977 the same for all accounts at Cgc Landran branch?
Yes. The IFSC UTIB0004977 is shared by every account held at Axis Bank's Cgc Landran branch. Only the account number changes from customer to customer.
Does Axis Bank Cgc Landran branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 160-9876241366 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Cgc Landran branch but serve different purposes.
Where is Axis Bank Cgc Landran branch located?
Axis Bank's Cgc Landran branch is located at CGC LANDRAN, GROUND FLOOR, KHASRA NO 1 TO 2423, SECTOR 112, KHARAR BANUR HIGHWAY, LANDRAN, Landran, Punjab.
How do I add Axis Bank Cgc Landran as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004977, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UTIB0004977 belongs to Axis Bank's CGC LANDRAN branch, located at CGC LANDRAN, GROUND FLOOR, KHASRA NO 1 TO 2423, SECTOR 112, KHARAR BANUR… in LANDRAN, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
