If you are searching for the IFSC code of Axis Bank, KONCH branch in KONCH, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is UTIB0002921. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KONCH branch, and detailed step-by-step guides for using the IFSC UTIB0002921 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's KONCH branch, the IFSC UTIB0002921 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 002921 identifies this particular branch.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Konch branch in Konch, Uttar Pradesh is part of this network and uses the IFSC code UTIB0002921 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Konch |
| IFSC Code | UTIB0002921 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GR FLR BUILDING NO 365 WARD NO25 PATEL NAGAR KONCH DISTRICT JALAUN U P 285205 |
| City | Konch |
| District | Jalaun |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9919948373 |
About the Konch branch
The Konch branch of Axis Bank is situated at GR FLR BUILDING NO 365 WARD NO25 PATEL NAGAR KONCH DISTRICT JALAUN U P 285205. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0002921 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KONCH of Axis Bank — its own 11-character IFSC. The code UTIB0002921 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0002921 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Konch branch is mapped to IFSC UTIB0002921 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002921.
Products and services
Customers walking into the Konch branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0002921
How to transfer money using IFSC UTIB0002921
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002921 across all three.
NEFT to Axis Bank, KONCH using IFSC UTIB0002921
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002921, and confirm that the system picks up Axis Bank – KONCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0002921
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – KONCH, ensure your bank's portal accepts IFSC UTIB0002921 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – KONCH, use IMPS. With IFSC UTIB0002921 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002921 for Axis Bank – KONCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002921 | Yes – UTIB0002921 | Yes – UTIB0002921 |
For most retail customers crediting the Konch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's KONCH branch, the IFSC UTIB0002921 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0002921
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the KONCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0002921 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Konch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0002921 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UTIB0002921
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – KONCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0002921. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Konch branch
The branch is located at GR FLR BUILDING NO 365 WARD NO25 PATEL NAGAR KONCH DISTRICT JALAUN U P 285205, which puts it inside Konch, the broader Jalaun district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Konch branch” — the verified location pin for IFSC UTIB0002921 should appear at the top of the results.
- Confirm the branch is open by calling 91-9919948373 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0002921 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0002921 for Axis Bank – KONCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Konch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0002921 continue to work without interruption.
Branch address & contact
Axis BankKonch Branch
GR FLR BUILDING NO 365 WARD NO25 PATEL NAGAR KONCH DISTRICT JALAUN U P 285205
Konch, Uttar Pradesh
Phone: 91-9919948373
IFSC: UTIB0002921
Frequently asked questions
Is IFSC UTIB0002921 valid for NEFT and RTGS?
Yes. IFSC UTIB0002921 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Axis Bank Konch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9919948373 to confirm.
How quickly will an NEFT transfer using UTIB0002921 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Konch reflect within 30 minutes.
What is the IFSC code of Axis Bank Konch branch?
The IFSC code of Axis Bank, Konch branch is UTIB0002921. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Axis Bank Konch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002921, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Axis Bank Konch branch located?
Axis Bank's Konch branch is located at GR FLR BUILDING NO 365 WARD NO25 PATEL NAGAR KONCH DISTRICT JALAUN U P 285205, Konch, Uttar Pradesh.
Is IFSC UTIB0002921 the same for all accounts at Konch branch?
Yes. The IFSC UTIB0002921 is shared by every account held at Axis Bank's Konch branch. Only the account number changes from customer to customer.
Can I use IFSC UTIB0002921 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002921 to send funds instantly.
Summary
The IFSC code UTIB0002921 belongs to Axis Bank's KONCH branch, located at GR FLR BUILDING NO 365 WARD NO25 PATEL NAGAR KONCH DISTRICT JALAUN U P 285205 in KONCH, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
