Use this page as a one-stop reference for everything related to Axis Bank's SAKHER BAZAR branch in KOLKATA, WEST BENGAL. The branch's IFSC code UTIB0005721 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's SAKHER BAZAR branch, the IFSC UTIB0005721 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 005721 identifies this particular branch.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sakher Bazar branch in Kolkata, West Bengal is part of this network and uses the IFSC code UTIB0005721 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Sakher Bazar |
| IFSC Code | UTIB0005721 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GR FF FLR, PREMISES NO 54, SANTOSH ROY ROAD, JAMES LONG SARANI CROSSING, PO BARISHA, KOLKATA |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| STD Code | 33 |
| Phone | 9038439029 |
About this branch
The branch is located at GR FF FLR, PREMISES NO 54, SANTOSH ROY ROAD, JAMES LONG SARANI CROSSING, PO BARISHA, KOLKATA. It serves the Kolkata region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005721 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's SAKHER BAZAR branch came to be assigned the code UTIB0005721.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005721, money simply cannot be routed to the SAKHER BAZAR branch electronically.
Products and account variants supported
Every account opened at the Sakher Bazar branch is mapped to IFSC UTIB0005721 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005721.
Banking services available
The Sakher Bazar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 33-9038439029.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005721
How to transfer money using IFSC UTIB0005721
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005721 across all three.
NEFT to Axis Bank, SAKHER BAZAR using IFSC UTIB0005721
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005721, and confirm that the system picks up Axis Bank – SAKHER BAZAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SAKHER BAZAR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's SAKHER BAZAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005721 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – SAKHER BAZAR, use IMPS. With IFSC UTIB0005721 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Sakher Bazar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0005721:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SAKHER BAZAR is still linked to IFSC UTIB0005721.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0005721
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SAKHER BAZAR is still mapped to IFSC UTIB0005721. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005721 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Sakher Bazar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005721 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Sakher Bazar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005721 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – SAKHER BAZAR:
- The IFSC is exactly UTIB0005721 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and SAKHER BAZAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sakher Bazar branch
The branch is located at GR FF FLR, PREMISES NO 54, SANTOSH ROY ROAD, JAMES LONG SARANI CROSSING, PO BARISHA, KOLKATA, which puts it inside Kolkata, the broader Kolkata district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Sakher Bazar branch” — the verified location pin for IFSC UTIB0005721 should appear at the top of the results.
- Confirm the branch is open by calling 33-9038439029 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005721 and your account number.
Verifying IFSC UTIB0005721 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005721 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-9038439029.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sakher Bazar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005721 continue to work without interruption.
Branch address & contact
Axis BankSakher Bazar Branch
GR FF FLR, PREMISES NO 54, SANTOSH ROY ROAD, JAMES LONG SARANI CROSSING, PO BARISHA, KOLKATA
Kolkata, West Bengal
Phone: 33-9038439029
IFSC: UTIB0005721
Frequently asked questions
How do I add Axis Bank Sakher Bazar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005721, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0005721 valid for NEFT and RTGS?
Yes. IFSC UTIB0005721 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Axis Bank Sakher Bazar branch?
You can reach the branch at 33-9038439029 during regular banking hours.
Can I use IFSC UTIB0005721 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005721 to send funds instantly.
Is IFSC UTIB0005721 the same for all accounts at Sakher Bazar branch?
Yes. The IFSC UTIB0005721 is shared by every account held at Axis Bank's Sakher Bazar branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0005721 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Sakher Bazar reflect within 30 minutes.
Summary
The IFSC code UTIB0005721 belongs to Axis Bank's SAKHER BAZAR branch, located at GR FF FLR, PREMISES NO 54, SANTOSH ROY ROAD, JAMES LONG SARANI CROSSING, PO… in KOLKATA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
