If you are searching for the IFSC code of Axis Bank, RODKOL branch in KOLKATA, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is UTIB0001884. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RODKOL branch, and detailed step-by-step guides for using the IFSC UTIB0001884 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's RODKOL branch, the IFSC UTIB0001884 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 001884 identifies this particular branch.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Rodkol branch in Kolkata. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0001884.
About this branch
The branch is located at GROUND AND FIRST FLOOR,177,JESSORE ROAD, SHYAMNAGAR,RODKOL,DUMDUM,KOLKATA, DIST.NORTH 24 PARGANAS, WEST BENGAL,PIN 700055. It serves the Kolkata region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0001884 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Rodkol |
| IFSC Code | UTIB0001884 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND AND FIRST FLOOR,177,JESSORE ROAD, SHYAMNAGAR,RODKOL,DUMDUM,KOLKATA, DIST.NORTH 24 PARGANAS, WEST BENGAL,PIN 700055 |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's RODKOL branch came to be assigned the code UTIB0001884.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0001884, money simply cannot be routed to the RODKOL branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0001884 and the account number together uniquely identify the Rodkol branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0001884
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001884 across all three.
How to use IFSC UTIB0001884 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's RODKOL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0001884.
- Confirm the bank name auto-populates as Axis Bank and the branch as RODKOL.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to RODKOL
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's RODKOL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0001884 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank RODKOL (IFSC UTIB0001884)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0001884 in your mobile or internet banking app, and the money is credited to the RODKOL branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001884 for Axis Bank – RODKOL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001884 | Yes – UTIB0001884 | Yes – UTIB0001884 |
For most retail customers crediting the Rodkol branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's RODKOL branch, the IFSC UTIB0001884 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Rodkol branch is mapped to IFSC UTIB0001884 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001884.
Products and services
Customers walking into the Rodkol branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0001884
Online banking and IFSC UTIB0001884
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the RODKOL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0001884 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Rodkol branch sits at GROUND AND FIRST FLOOR,177,JESSORE ROAD, SHYAMNAGAR,RODKOL,DUMDUM,KOLKATA, DIST.NORTH 24 PARGANAS, WEST BENGAL,PIN 700055. If you are travelling from outside Kolkata, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0001884 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – RODKOL:
- The IFSC is exactly UTIB0001884 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and RODKOL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Rodkol are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0001884 continue to work without interruption.
Verifying IFSC UTIB0001884 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0001884 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankRodkol Branch
GROUND AND FIRST FLOOR,177,JESSORE ROAD, SHYAMNAGAR,RODKOL,DUMDUM,KOLKATA, DIST.NORTH 24 PARGANAS, WEST BENGAL,PIN 700055
Kolkata, West Bengal
Phone: the branch contact number
IFSC: UTIB0001884
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rodkol branch but serve different purposes.
Is IFSC UTIB0001884 the same for all accounts at Rodkol branch?
Yes. The IFSC UTIB0001884 is shared by every account held at Axis Bank's Rodkol branch. Only the account number changes from customer to customer.
Does Axis Bank Rodkol branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Is IFSC UTIB0001884 valid for NEFT and RTGS?
Yes. IFSC UTIB0001884 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Axis Bank Rodkol branch?
You can reach the branch at the branch contact number during regular banking hours.
How quickly will an NEFT transfer using UTIB0001884 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Rodkol reflect within 30 minutes.
Summary
The IFSC code UTIB0001884 belongs to Axis Bank's RODKOL branch, located at GROUND AND FIRST FLOOR,177,JESSORE ROAD, SHYAMNAGAR,RODKOL,DUMDUM,KOLKATA,… in KOLKATA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
