Below are the complete branch details for Axis Bank, R N MUKHERJEE ROAD branch, located in KOLKATA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0005090. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0005090 for Axis Bank – R N MUKHERJEE ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – R N MUKHERJEE ROAD is UTIB0005090. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005090 map to this branch in KOLKATA, WEST BENGAL.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The R N Mukherjee Road branch — IFSC UTIB0005090 — extends the bank's services to customers in and around Kolkata, West Bengal.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | R N Mukherjee Road |
| IFSC Code | UTIB0005090 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SB MANSION, 16, RN MUKHERJEE ROAD, BESIDE BANDHAN BANK, GPO, PS HARE STREET |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| STD Code | 33 |
| Phone | 9836650971 |
About the R N Mukherjee Road branch
The R N Mukherjee Road branch of Axis Bank is situated at GROUND FLOOR, SB MANSION, 16, RN MUKHERJEE ROAD, BESIDE BANDHAN BANK, GPO, PS HARE STREET. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0005090 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including R N MUKHERJEE ROAD of Axis Bank — its own 11-character IFSC. The code UTIB0005090 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005090 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the R N Mukherjee Road branch
Once you have an account at Axis Bank – R N MUKHERJEE ROAD, the IFSC UTIB0005090 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The R N Mukherjee Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 33-9836650971.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005090
How to transfer money using IFSC UTIB0005090
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005090 across all three.
How to use IFSC UTIB0005090 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's R N MUKHERJEE ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0005090.
- Confirm the bank name auto-populates as Axis Bank and the branch as R N MUKHERJEE ROAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0005090
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – R N MUKHERJEE ROAD, ensure your bank's portal accepts IFSC UTIB0005090 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – R N MUKHERJEE ROAD, use IMPS. With IFSC UTIB0005090 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to R N Mukherjee Road
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0005090:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at R N MUKHERJEE ROAD is still linked to IFSC UTIB0005090.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0005090
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – R N MUKHERJEE ROAD is still mapped to IFSC UTIB0005090. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005090 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0005090
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the R N MUKHERJEE ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005090 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005090 and the account number together uniquely identify the R N Mukherjee Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0005090
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – R N MUKHERJEE ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005090. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The R N Mukherjee Road branch sits at GROUND FLOOR, SB MANSION, 16, RN MUKHERJEE ROAD, BESIDE BANDHAN BANK, GPO, PS HARE STREET. If you are travelling from outside Kolkata, search for the branch on a maps application using the bank name and locality, or call 33-9836650971 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005090 and your account number.
Verifying IFSC UTIB0005090 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005090 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-9836650971.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The R N Mukherjee Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005090, however, work 24x7.
Branch address & contact
Axis BankR N Mukherjee Road Branch
GROUND FLOOR, SB MANSION, 16, RN MUKHERJEE ROAD, BESIDE BANDHAN BANK, GPO, PS HARE STREET
Kolkata, West Bengal
Phone: 33-9836650971
IFSC: UTIB0005090
Frequently asked questions
How do I add Axis Bank R N Mukherjee Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005090, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Axis Bank R N Mukherjee Road branch?
The IFSC code of Axis Bank, R N Mukherjee Road branch is UTIB0005090. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Axis Bank R N Mukherjee Road branch?
You can reach the branch at 33-9836650971 during regular banking hours.
Where is Axis Bank R N Mukherjee Road branch located?
Axis Bank's R N Mukherjee Road branch is located at GROUND FLOOR, SB MANSION, 16, RN MUKHERJEE ROAD, BESIDE BANDHAN BANK, GPO, PS HARE STREET, Kolkata, West Bengal.
Is IFSC UTIB0005090 the same for all accounts at R N Mukherjee Road branch?
Yes. The IFSC UTIB0005090 is shared by every account held at Axis Bank's R N Mukherjee Road branch. Only the account number changes from customer to customer.
Can I use IFSC UTIB0005090 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005090 to send funds instantly.
How quickly will an NEFT transfer using UTIB0005090 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – R N Mukherjee Road reflect within 30 minutes.
Summary
The IFSC code UTIB0005090 belongs to Axis Bank's R N MUKHERJEE ROAD branch, located at GROUND FLOOR, SB MANSION, 16, RN MUKHERJEE ROAD, BESIDE BANDHAN BANK, GPO, PS… in KOLKATA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
