If you are searching for the IFSC code of Axis Bank, NEW BARRACKPORE branch in KOLKATA, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is UTIB0001656. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NEW BARRACKPORE branch, and detailed step-by-step guides for using the IFSC UTIB0001656 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – NEW BARRACKPORE is UTIB0001656. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001656 map to this branch in KOLKATA, WEST BENGAL.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The New Barrackpore branch — IFSC UTIB0001656 — extends the bank's services to customers in and around Kolkata, West Bengal.
About the New Barrackpore branch
The New Barrackpore branch of Axis Bank is situated at BASUDHA APARTMENT, 33 & 35 A.P.C. ROAD, NEW BARRACKPORE, PS GHOLA, DIST. NORTH 24 PARGANAS, WEST BENGAL, PIN 700131. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0001656 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | New Barrackpore |
| IFSC Code | UTIB0001656 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BASUDHA APARTMENT, 33 & 35 A.P.C. ROAD, NEW BARRACKPORE, PS GHOLA, DIST. NORTH 24 PARGANAS, WEST BENGAL, PIN 700131 |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's NEW BARRACKPORE branch came to be assigned the code UTIB0001656.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0001656, money simply cannot be routed to the NEW BARRACKPORE branch electronically.
MICR & cheque-truncation details
Cheques drawn on the New Barrackpore branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0001656 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0001656
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001656 across all three.
How to use IFSC UTIB0001656 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's NEW BARRACKPORE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0001656.
- Confirm the bank name auto-populates as Axis Bank and the branch as NEW BARRACKPORE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0001656
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – NEW BARRACKPORE, ensure your bank's portal accepts IFSC UTIB0001656 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank NEW BARRACKPORE (IFSC UTIB0001656)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0001656 in your mobile or internet banking app, and the money is credited to the NEW BARRACKPORE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001656 for Axis Bank – NEW BARRACKPORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001656 | Yes – UTIB0001656 | Yes – UTIB0001656 |
For most retail customers crediting the New Barrackpore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0001656
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – NEW BARRACKPORE is still mapped to IFSC UTIB0001656. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0001656 and the beneficiary's account number to complete the transfer.
Account types you can open at the New Barrackpore branch
Once you have an account at Axis Bank – NEW BARRACKPORE, the IFSC UTIB0001656 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The New Barrackpore branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0001656
Online banking and IFSC UTIB0001656
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the NEW BARRACKPORE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0001656 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the New Barrackpore branch
The branch is located at BASUDHA APARTMENT, 33 & 35 A.P.C. ROAD, NEW BARRACKPORE, PS GHOLA, DIST. NORTH 24 PARGANAS, WEST BENGAL, PIN 700131, which puts it inside Kolkata, the broader Kolkata district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank New Barrackpore branch” — the verified location pin for IFSC UTIB0001656 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0001656 and your account number.
Common mistakes to avoid when using IFSC UTIB0001656
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – NEW BARRACKPORE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0001656. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The New Barrackpore branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0001656, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0001656 for Axis Bank – NEW BARRACKPORE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankNew Barrackpore Branch
BASUDHA APARTMENT, 33 & 35 A.P.C. ROAD, NEW BARRACKPORE, PS GHOLA, DIST. NORTH 24 PARGANAS, WEST BENGAL, PIN 700131
Kolkata, West Bengal
Phone: the branch contact number
IFSC: UTIB0001656
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the New Barrackpore branch but serve different purposes.
Can I use IFSC UTIB0001656 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001656 to send funds instantly.
How quickly will an NEFT transfer using UTIB0001656 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – New Barrackpore reflect within 30 minutes.
Does Axis Bank New Barrackpore branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the IFSC code of Axis Bank New Barrackpore branch?
The IFSC code of Axis Bank, New Barrackpore branch is UTIB0001656. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UTIB0001656 valid for NEFT and RTGS?
Yes. IFSC UTIB0001656 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Axis Bank New Barrackpore branch located?
Axis Bank's New Barrackpore branch is located at BASUDHA APARTMENT, 33 & 35 A.P.C. ROAD, NEW BARRACKPORE, PS GHOLA, DIST. NORTH 24 PARGANAS, WEST BENGAL, PIN 700131, Kolkata, West Bengal.
How do I add Axis Bank New Barrackpore as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001656, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: UTIB0001656 is the IFSC code of Axis Bank, NEW BARRACKPORE branch, in KOLKATA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
