This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, LENIN SARANI branch in KOLKATA. The 11-digit IFSC UTIB0002261 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the LENIN SARANI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0002261 is the IFSC of Axis Bank's LENIN SARANI branch. The format is fixed: UTIB = bank code, 0 = reserved, 002261 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Lenin Sarani |
| IFSC Code | UTIB0002261 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, 150 LENIN SARANI, IN FRONT OF KOLKATA GIRL, KOLKATA, PIN-700013 |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Lenin Sarani branch in Kolkata. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0002261.
About this branch
The branch is located at GROUND FLOOR, 150 LENIN SARANI, IN FRONT OF KOLKATA GIRL, KOLKATA, PIN-700013. It serves the Kolkata region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0002261 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's LENIN SARANI branch came to be assigned the code UTIB0002261.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002261, money simply cannot be routed to the LENIN SARANI branch electronically.
How to transfer money using IFSC UTIB0002261
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002261 across all three.
NEFT to Axis Bank, LENIN SARANI using IFSC UTIB0002261
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002261, and confirm that the system picks up Axis Bank – LENIN SARANI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0002261
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – LENIN SARANI, ensure your bank's portal accepts IFSC UTIB0002261 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – LENIN SARANI, use IMPS. With IFSC UTIB0002261 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002261 for Axis Bank – LENIN SARANI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002261 | Yes – UTIB0002261 | Yes – UTIB0002261 |
For most retail customers crediting the Lenin Sarani branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0002261
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – LENIN SARANI is still mapped to IFSC UTIB0002261. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0002261 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Lenin Sarani branch is mapped to IFSC UTIB0002261 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002261.
Products and services
Customers walking into the Lenin Sarani branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0002261
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0002261 and the account number together uniquely identify the Lenin Sarani branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0002261
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the LENIN SARANI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0002261 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0002261
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – LENIN SARANI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0002261. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Lenin Sarani branch sits at GROUND FLOOR, 150 LENIN SARANI, IN FRONT OF KOLKATA GIRL, KOLKATA, PIN-700013. If you are travelling from outside Kolkata, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0002261 and your account number.
Verifying IFSC UTIB0002261 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002261 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Lenin Sarani branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0002261, however, work 24x7.
Branch address & contact
Axis BankLenin Sarani Branch
GROUND FLOOR, 150 LENIN SARANI, IN FRONT OF KOLKATA GIRL, KOLKATA, PIN-700013
Kolkata, West Bengal
Phone: the branch contact number
IFSC: UTIB0002261
Frequently asked questions
What is the phone number of Axis Bank Lenin Sarani branch?
You can reach the branch at the branch contact number during regular banking hours.
Does Axis Bank Lenin Sarani branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Is IFSC UTIB0002261 valid for NEFT and RTGS?
Yes. IFSC UTIB0002261 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Axis Bank Lenin Sarani branch?
The IFSC code of Axis Bank, Lenin Sarani branch is UTIB0002261. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UTIB0002261 the same for all accounts at Lenin Sarani branch?
Yes. The IFSC UTIB0002261 is shared by every account held at Axis Bank's Lenin Sarani branch. Only the account number changes from customer to customer.
Where is Axis Bank Lenin Sarani branch located?
Axis Bank's Lenin Sarani branch is located at GROUND FLOOR, 150 LENIN SARANI, IN FRONT OF KOLKATA GIRL, KOLKATA, PIN-700013, Kolkata, West Bengal.
How do I add Axis Bank Lenin Sarani as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002261, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UTIB0002261 belongs to Axis Bank's LENIN SARANI branch, located at GROUND FLOOR, 150 LENIN SARANI, IN FRONT OF KOLKATA GIRL, KOLKATA, PIN-700013 in KOLKATA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
