Use this page as a one-stop reference for everything related to Axis Bank's AKANKSHA MORE RAJARHAT branch in KOLKATA, WEST BENGAL. The branch's IFSC code UTIB0004480 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0004480 is the IFSC of Axis Bank's AKANKSHA MORE RAJARHAT branch. The format is fixed: UTIB = bank code, 0 = reserved, 004480 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Akanksha More Rajarhat branch in Kolkata, West Bengal is part of this network and uses the IFSC code UTIB0004480 for all electronic settlement.
Akanksha More Rajarhat branch overview
Located at GR FLOOR PLOT NO 2 C 1 UNIT NO AST 001 ACTION AREA 11 C RAJARHAT AKANKHA MORE NEW TOWN 700161, the Akanksha More Rajarhat branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0004480 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Akanksha More Rajarhat |
| IFSC Code | UTIB0004480 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GR FLOOR PLOT NO 2 C 1 UNIT NO AST 001 ACTION AREA 11 C RAJARHAT AKANKHA MORE NEW TOWN 700161 |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AKANKSHA MORE RAJARHAT of Axis Bank — its own 11-character IFSC. The code UTIB0004480 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0004480 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Akanksha More Rajarhat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0004480 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0004480
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004480 across all three.
NEFT to Axis Bank, AKANKSHA MORE RAJARHAT using IFSC UTIB0004480
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0004480, and confirm that the system picks up Axis Bank – AKANKSHA MORE RAJARHAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AKANKSHA MORE RAJARHAT
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's AKANKSHA MORE RAJARHAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004480 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank AKANKSHA MORE RAJARHAT (IFSC UTIB0004480)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004480 in your mobile or internet banking app, and the money is credited to the AKANKSHA MORE RAJARHAT branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004480 for Axis Bank – AKANKSHA MORE RAJARHAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004480 | Yes – UTIB0004480 | Yes – UTIB0004480 |
For most retail customers crediting the Akanksha More Rajarhat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0004480
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – AKANKSHA MORE RAJARHAT is still mapped to IFSC UTIB0004480. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004480 and the beneficiary's account number to complete the transfer.
Account types you can open at the Akanksha More Rajarhat branch
Once you have an account at Axis Bank – AKANKSHA MORE RAJARHAT, the IFSC UTIB0004480 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Akanksha More Rajarhat branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0004480
Online banking and IFSC UTIB0004480
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the AKANKSHA MORE RAJARHAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004480 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Akanksha More Rajarhat branch
The branch is located at GR FLOOR PLOT NO 2 C 1 UNIT NO AST 001 ACTION AREA 11 C RAJARHAT AKANKHA MORE NEW TOWN 700161, which puts it inside Kolkata, the broader Kolkata district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Akanksha More Rajarhat branch” — the verified location pin for IFSC UTIB0004480 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004480 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – AKANKSHA MORE RAJARHAT:
- The IFSC is exactly UTIB0004480 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and AKANKSHA MORE RAJARHAT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Akanksha More Rajarhat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004480, however, work 24x7.
Verifying IFSC UTIB0004480 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004480 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankAkanksha More Rajarhat Branch
GR FLOOR PLOT NO 2 C 1 UNIT NO AST 001 ACTION AREA 11 C RAJARHAT AKANKHA MORE NEW TOWN 700161
Kolkata, West Bengal
Phone: the branch contact number
IFSC: UTIB0004480
Frequently asked questions
How quickly will an NEFT transfer using UTIB0004480 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Akanksha More Rajarhat reflect within 30 minutes.
Can I use IFSC UTIB0004480 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004480 to send funds instantly.
Is IFSC UTIB0004480 valid for NEFT and RTGS?
Yes. IFSC UTIB0004480 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Axis Bank Akanksha More Rajarhat branch?
You can reach the branch at the branch contact number during regular banking hours.
How do I add Axis Bank Akanksha More Rajarhat as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004480, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Axis Bank Akanksha More Rajarhat branch located?
Axis Bank's Akanksha More Rajarhat branch is located at GR FLOOR PLOT NO 2 C 1 UNIT NO AST 001 ACTION AREA 11 C RAJARHAT AKANKHA MORE NEW TOWN 700161, Kolkata, West Bengal.
What is the IFSC code of Axis Bank Akanksha More Rajarhat branch?
The IFSC code of Axis Bank, Akanksha More Rajarhat branch is UTIB0004480. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code UTIB0004480 belongs to Axis Bank's AKANKSHA MORE RAJARHAT branch, located at GR FLOOR PLOT NO 2 C 1 UNIT NO AST 001 ACTION AREA 11 C RAJARHAT AKANKHA MORE… in KOLKATA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
