This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, KHUTERI branch in KHUTERI. The 11-digit IFSC UTIB0004208 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the KHUTERI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's KHUTERI branch, the IFSC UTIB0004208 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 004208 identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Khuteri |
| IFSC Code | UTIB0004208 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GR FLR JHANGHORA BHURKONI RD NR BAJRANG CHWK KHUTERI PO BAREKEL KHURD CHATTISGARH 493551 |
| City | Khuteri |
| District | Mahasamund |
| State | Chhattisgarh |
| STD Code | 7720 |
| Phone | 9165784774 |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Khuteri branch in Khuteri, Chhattisgarh is part of this network and uses the IFSC code UTIB0004208 for all electronic settlement.
About this branch
The branch is located at GR FLR JHANGHORA BHURKONI RD NR BAJRANG CHWK KHUTERI PO BAREKEL KHURD CHATTISGARH 493551. It serves the Khuteri region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0004208 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KHUTERI of Axis Bank — its own 11-character IFSC. The code UTIB0004208 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0004208 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0004208
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004208 across all three.
NEFT to Axis Bank, KHUTERI using IFSC UTIB0004208
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0004208, and confirm that the system picks up Axis Bank – KHUTERI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KHUTERI
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's KHUTERI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004208 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank KHUTERI (IFSC UTIB0004208)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004208 in your mobile or internet banking app, and the money is credited to the KHUTERI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004208 for Axis Bank – KHUTERI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004208 | Yes – UTIB0004208 | Yes – UTIB0004208 |
For most retail customers crediting the Khuteri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0004208
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – KHUTERI is still mapped to IFSC UTIB0004208. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004208 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Khuteri branch is mapped to IFSC UTIB0004208 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004208.
Banking services available
The Khuteri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7720-9165784774.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0004208
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004208 and the account number together uniquely identify the Khuteri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0004208
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the KHUTERI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004208 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – KHUTERI:
- The IFSC is exactly UTIB0004208 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and KHUTERI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Khuteri branch sits at GR FLR JHANGHORA BHURKONI RD NR BAJRANG CHWK KHUTERI PO BAREKEL KHURD CHATTISGARH 493551. If you are travelling from outside Khuteri, search for the branch on a maps application using the bank name and locality, or call 7720-9165784774 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0004208 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0004208 for Axis Bank – KHUTERI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Khuteri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0004208 continue to work without interruption.
Branch address & contact
Axis BankKhuteri Branch
GR FLR JHANGHORA BHURKONI RD NR BAJRANG CHWK KHUTERI PO BAREKEL KHURD CHATTISGARH 493551
Khuteri, Chhattisgarh
Phone: 7720-9165784774
IFSC: UTIB0004208
Frequently asked questions
How quickly will an NEFT transfer using UTIB0004208 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Khuteri reflect within 30 minutes.
Can I use IFSC UTIB0004208 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004208 to send funds instantly.
Is IFSC UTIB0004208 the same for all accounts at Khuteri branch?
Yes. The IFSC UTIB0004208 is shared by every account held at Axis Bank's Khuteri branch. Only the account number changes from customer to customer.
Where is Axis Bank Khuteri branch located?
Axis Bank's Khuteri branch is located at GR FLR JHANGHORA BHURKONI RD NR BAJRANG CHWK KHUTERI PO BAREKEL KHURD CHATTISGARH 493551, Khuteri, Chhattisgarh.
What is the phone number of Axis Bank Khuteri branch?
You can reach the branch at 7720-9165784774 during regular banking hours.
Is IFSC UTIB0004208 valid for NEFT and RTGS?
Yes. IFSC UTIB0004208 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Axis Bank Khuteri branch?
The IFSC code of Axis Bank, Khuteri branch is UTIB0004208. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Axis Bank Khuteri as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004208, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: UTIB0004208 is the IFSC code of Axis Bank, KHUTERI branch, in KHUTERI, CHHATTISGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
