Use this page as a one-stop reference for everything related to Axis Bank's KHERALU branch in KHERALU, GUJARAT. The branch's IFSC code UTIB0006528 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0006528 is the IFSC of Axis Bank's KHERALU branch. The format is fixed: UTIB = bank code, 0 = reserved, 006528 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Kheralu |
| IFSC Code | UTIB0006528 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SHOP NO 16, 17 AND 18, BLOCK E, SHIV LANDMARK, VRUNDAVAN ROAD, NEW SURVEY NO 5240, KHERALU 384325 |
| City | Kheralu |
| District | Mehsana |
| State | Gujarat |
| STD Code | 2762 |
| Phone | 9737301944 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Kheralu branch in Kheralu. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0006528.
Kheralu branch overview
Located at GROUND FLOOR, SHOP NO 16, 17 AND 18, BLOCK E, SHIV LANDMARK, VRUNDAVAN ROAD, NEW SURVEY NO 5240, KHERALU 384325, the Kheralu branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0006528 is required for all interbank electronic transfers routed through this branch.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KHERALU of Axis Bank — its own 11-character IFSC. The code UTIB0006528 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0006528 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0006528
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006528 across all three.
NEFT to Axis Bank, KHERALU using IFSC UTIB0006528
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0006528, and confirm that the system picks up Axis Bank – KHERALU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KHERALU
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's KHERALU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0006528 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank KHERALU (IFSC UTIB0006528)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0006528 in your mobile or internet banking app, and the money is credited to the KHERALU branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kheralu
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0006528:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KHERALU is still linked to IFSC UTIB0006528.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's KHERALU branch, the IFSC UTIB0006528 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kheralu branch is mapped to IFSC UTIB0006528 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0006528.
Products and services
Customers walking into the Kheralu branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0006528
MICR & cheque-truncation details
Cheques drawn on the Kheralu branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0006528 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UTIB0006528
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the KHERALU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0006528 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – KHERALU:
- The IFSC is exactly UTIB0006528 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and KHERALU as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kheralu branch sits at GROUND FLOOR, SHOP NO 16, 17 AND 18, BLOCK E, SHIV LANDMARK, VRUNDAVAN ROAD, NEW SURVEY NO 5240, KHERALU 384325. If you are travelling from outside Kheralu, search for the branch on a maps application using the bank name and locality, or call 2762-9737301944 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0006528 and your account number.
Verifying IFSC UTIB0006528 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0006528 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2762-9737301944.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kheralu branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0006528, however, work 24x7.
Branch address & contact
Axis BankKheralu Branch
GROUND FLOOR, SHOP NO 16, 17 AND 18, BLOCK E, SHIV LANDMARK, VRUNDAVAN ROAD, NEW SURVEY NO 5240, KHERALU 384325
Kheralu, Gujarat
Phone: 2762-9737301944
IFSC: UTIB0006528
Frequently asked questions
How quickly will an NEFT transfer using UTIB0006528 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Kheralu reflect within 30 minutes.
What is the IFSC code of Axis Bank Kheralu branch?
The IFSC code of Axis Bank, Kheralu branch is UTIB0006528. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Axis Bank Kheralu as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0006528, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0006528 the same for all accounts at Kheralu branch?
Yes. The IFSC UTIB0006528 is shared by every account held at Axis Bank's Kheralu branch. Only the account number changes from customer to customer.
Can I use IFSC UTIB0006528 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0006528 to send funds instantly.
Is IFSC UTIB0006528 valid for NEFT and RTGS?
Yes. IFSC UTIB0006528 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kheralu branch but serve different purposes.
Summary
The IFSC code UTIB0006528 belongs to Axis Bank's KHERALU branch, located at GROUND FLOOR, SHOP NO 16, 17 AND 18, BLOCK E, SHIV LANDMARK, VRUNDAVAN ROAD,… in KHERALU, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
