If you are searching for the IFSC code of Axis Bank, KASHIPUR KEONJHAR branch in KEONJHAR, ODISHA, this page has every detail you need. The verified IFSC code for this branch is UTIB0005523. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KASHIPUR KEONJHAR branch, and detailed step-by-step guides for using the IFSC UTIB0005523 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – KASHIPUR KEONJHAR is UTIB0005523. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005523 map to this branch in KEONJHAR, ODISHA.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kashipur Keonjhar branch in Keonjhar, Odisha is part of this network and uses the IFSC code UTIB0005523 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Kashipur Keonjhar |
| IFSC Code | UTIB0005523 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AXIS BANK LTD,GROUND FLOOR,NEAR INCOME TAX OFFICE,KASHIPUR ROAD,KEONJHAR |
| City | Keonjhar |
| District | Keonjhar |
| State | Odisha |
| STD Code | 6766 |
| Phone | 9650911858 |
About the Kashipur Keonjhar branch
The Kashipur Keonjhar branch of Axis Bank is situated at AXIS BANK LTD,GROUND FLOOR,NEAR INCOME TAX OFFICE,KASHIPUR ROAD,KEONJHAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0005523 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KASHIPUR KEONJHAR of Axis Bank — its own 11-character IFSC. The code UTIB0005523 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005523 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Kashipur Keonjhar branch is mapped to IFSC UTIB0005523 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005523.
Products and services
Customers walking into the Kashipur Keonjhar branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0005523
How to transfer money using IFSC UTIB0005523
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005523 across all three.
How to use IFSC UTIB0005523 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's KASHIPUR KEONJHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0005523.
- Confirm the bank name auto-populates as Axis Bank and the branch as KASHIPUR KEONJHAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0005523
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – KASHIPUR KEONJHAR, ensure your bank's portal accepts IFSC UTIB0005523 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – KASHIPUR KEONJHAR, use IMPS. With IFSC UTIB0005523 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005523 for Axis Bank – KASHIPUR KEONJHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005523 | Yes – UTIB0005523 | Yes – UTIB0005523 |
For most retail customers crediting the Kashipur Keonjhar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's KASHIPUR KEONJHAR branch, the IFSC UTIB0005523 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0005523
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the KASHIPUR KEONJHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005523 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Kashipur Keonjhar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005523 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UTIB0005523
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – KASHIPUR KEONJHAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005523. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kashipur Keonjhar branch sits at AXIS BANK LTD,GROUND FLOOR,NEAR INCOME TAX OFFICE,KASHIPUR ROAD,KEONJHAR. If you are travelling from outside Keonjhar, search for the branch on a maps application using the bank name and locality, or call 6766-9650911858 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005523 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0005523 for Axis Bank – KASHIPUR KEONJHAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kashipur Keonjhar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005523, however, work 24x7.
Branch address & contact
Axis BankKashipur Keonjhar Branch
AXIS BANK LTD,GROUND FLOOR,NEAR INCOME TAX OFFICE,KASHIPUR ROAD,KEONJHAR
Keonjhar, Odisha
Phone: 6766-9650911858
IFSC: UTIB0005523
Frequently asked questions
What is the phone number of Axis Bank Kashipur Keonjhar branch?
You can reach the branch at 6766-9650911858 during regular banking hours.
Does Axis Bank Kashipur Keonjhar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6766-9650911858 to confirm.
Is IFSC UTIB0005523 the same for all accounts at Kashipur Keonjhar branch?
Yes. The IFSC UTIB0005523 is shared by every account held at Axis Bank's Kashipur Keonjhar branch. Only the account number changes from customer to customer.
How do I add Axis Bank Kashipur Keonjhar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005523, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UTIB0005523 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Kashipur Keonjhar reflect within 30 minutes.
Where is Axis Bank Kashipur Keonjhar branch located?
Axis Bank's Kashipur Keonjhar branch is located at AXIS BANK LTD,GROUND FLOOR,NEAR INCOME TAX OFFICE,KASHIPUR ROAD,KEONJHAR, Keonjhar, Odisha.
Is IFSC UTIB0005523 valid for NEFT and RTGS?
Yes. IFSC UTIB0005523 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Axis Bank Kashipur Keonjhar branch?
The IFSC code of Axis Bank, Kashipur Keonjhar branch is UTIB0005523. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code UTIB0005523 belongs to Axis Bank's KASHIPUR KEONJHAR branch, located at AXIS BANK LTD,GROUND FLOOR,NEAR INCOME TAX OFFICE,KASHIPUR ROAD,KEONJHAR in KEONJHAR, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
