Below are the complete branch details for Axis Bank, KENDA branch, located in KENDA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0004794. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0004794 for Axis Bank – KENDA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – KENDA is UTIB0004794. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004794 map to this branch in KENDA, WEST BENGAL.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Kenda |
| IFSC Code | UTIB0004794 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GR FLR, SIKHA NIWAS, RANIGANJ SIURI ROAD, PO AND PS KENDA |
| City | Kenda |
| District | Paschim Bardhaman |
| State | West Bengal |
| STD Code | 3242 |
| Phone | 9883514047 |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kenda branch in Kenda, West Bengal is part of this network and uses the IFSC code UTIB0004794 for all electronic settlement.
About this branch
The branch is located at GR FLR, SIKHA NIWAS, RANIGANJ SIURI ROAD, PO AND PS KENDA. It serves the Kenda region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0004794 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KENDA of Axis Bank — its own 11-character IFSC. The code UTIB0004794 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0004794 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0004794
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004794 across all three.
NEFT to Axis Bank, KENDA using IFSC UTIB0004794
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0004794, and confirm that the system picks up Axis Bank – KENDA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KENDA
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's KENDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004794 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank KENDA (IFSC UTIB0004794)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004794 in your mobile or internet banking app, and the money is credited to the KENDA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kenda
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0004794:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KENDA is still linked to IFSC UTIB0004794.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0004794
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – KENDA is still mapped to IFSC UTIB0004794. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004794 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kenda branch is mapped to IFSC UTIB0004794 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004794.
Products and services
Customers walking into the Kenda branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0004794
MICR & cheque-truncation details
Cheques drawn on the Kenda branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0004794 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Kenda branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0004794 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – KENDA:
- The IFSC is exactly UTIB0004794 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and KENDA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kenda branch sits at GR FLR, SIKHA NIWAS, RANIGANJ SIURI ROAD, PO AND PS KENDA. If you are travelling from outside Kenda, search for the branch on a maps application using the bank name and locality, or call 3242-9883514047 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0004794 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0004794 for Axis Bank – KENDA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Kenda are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0004794 continue to work without interruption.
Branch address & contact
Axis BankKenda Branch
GR FLR, SIKHA NIWAS, RANIGANJ SIURI ROAD, PO AND PS KENDA
Kenda, West Bengal
Phone: 3242-9883514047
IFSC: UTIB0004794
Frequently asked questions
How do I add Axis Bank Kenda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004794, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Axis Bank Kenda branch?
You can reach the branch at 3242-9883514047 during regular banking hours.
How quickly will an NEFT transfer using UTIB0004794 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Kenda reflect within 30 minutes.
Can I use IFSC UTIB0004794 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004794 to send funds instantly.
What is the IFSC code of Axis Bank Kenda branch?
The IFSC code of Axis Bank, Kenda branch is UTIB0004794. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Axis Bank Kenda branch located?
Axis Bank's Kenda branch is located at GR FLR, SIKHA NIWAS, RANIGANJ SIURI ROAD, PO AND PS KENDA, Kenda, West Bengal.
Summary
The IFSC code UTIB0004794 belongs to Axis Bank's KENDA branch, located at GR FLR, SIKHA NIWAS, RANIGANJ SIURI ROAD, PO AND PS KENDA in KENDA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
