Below are the complete branch details for Axis Bank, VAVILALAPALLY branch, located in KARIMNAGAR, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0002743. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0002743 for Axis Bank – VAVILALAPALLY — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's VAVILALAPALLY branch, the IFSC UTIB0002743 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 002743 identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Vavilalapally |
| IFSC Code | UTIB0002743 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 3 7 943 GVV COMPLEX JAGTAL ROAD KARIMNAGAR TELANGANA PIN 505001 |
| City | Karimnagar |
| District | Karimnagar |
| State | Telangana |
| STD Code | 91 |
| Phone | 9959452187 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Vavilalapally branch in Karimnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0002743.
About the Vavilalapally branch
The Vavilalapally branch of Axis Bank is situated at 3 7 943 GVV COMPLEX JAGTAL ROAD KARIMNAGAR TELANGANA PIN 505001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0002743 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's VAVILALAPALLY branch came to be assigned the code UTIB0002743.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002743, money simply cannot be routed to the VAVILALAPALLY branch electronically.
How to transfer money using IFSC UTIB0002743
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002743 across all three.
NEFT to Axis Bank, VAVILALAPALLY using IFSC UTIB0002743
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002743, and confirm that the system picks up Axis Bank – VAVILALAPALLY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0002743
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – VAVILALAPALLY, ensure your bank's portal accepts IFSC UTIB0002743 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank VAVILALAPALLY (IFSC UTIB0002743)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0002743 in your mobile or internet banking app, and the money is credited to the VAVILALAPALLY branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002743 for Axis Bank – VAVILALAPALLY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002743 | Yes – UTIB0002743 | Yes – UTIB0002743 |
For most retail customers crediting the Vavilalapally branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0002743
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – VAVILALAPALLY is still mapped to IFSC UTIB0002743. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0002743 and the beneficiary's account number to complete the transfer.
Account types you can open at the Vavilalapally branch
Once you have an account at Axis Bank – VAVILALAPALLY, the IFSC UTIB0002743 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Vavilalapally branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0002743
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0002743 and the account number together uniquely identify the Vavilalapally branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Vavilalapally branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0002743 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UTIB0002743
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – VAVILALAPALLY, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0002743. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Vavilalapally branch sits at 3 7 943 GVV COMPLEX JAGTAL ROAD KARIMNAGAR TELANGANA PIN 505001. If you are travelling from outside Karimnagar, search for the branch on a maps application using the bank name and locality, or call 91-9959452187 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0002743 and your account number.
Verifying IFSC UTIB0002743 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002743 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9959452187.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Vavilalapally are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0002743 continue to work without interruption.
Branch address & contact
Axis BankVavilalapally Branch
3 7 943 GVV COMPLEX JAGTAL ROAD KARIMNAGAR TELANGANA PIN 505001
Karimnagar, Telangana
Phone: 91-9959452187
IFSC: UTIB0002743
Frequently asked questions
How do I add Axis Bank Vavilalapally as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002743, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Axis Bank Vavilalapally branch located?
Axis Bank's Vavilalapally branch is located at 3 7 943 GVV COMPLEX JAGTAL ROAD KARIMNAGAR TELANGANA PIN 505001, Karimnagar, Telangana.
Is IFSC UTIB0002743 valid for NEFT and RTGS?
Yes. IFSC UTIB0002743 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vavilalapally branch but serve different purposes.
What is the phone number of Axis Bank Vavilalapally branch?
You can reach the branch at 91-9959452187 during regular banking hours.
Does Axis Bank Vavilalapally branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9959452187 to confirm.
Can I use IFSC UTIB0002743 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002743 to send funds instantly.
How quickly will an NEFT transfer using UTIB0002743 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Vavilalapally reflect within 30 minutes.
Final notes
To recap: UTIB0002743 is the IFSC code of Axis Bank, VAVILALAPALLY branch, in KARIMNAGAR, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
