IFSC Code of Axis Bank, Br Karanji Road the Ydcc Bank Ltd Branch, Maharashtra

Below are the complete branch details for Axis Bank, BR KARANJI ROAD THE YDCC BANK LTD branch, located in KARANJI ROAD, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0SYDC20. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0SYDC20 for Axis Bank – BR KARANJI ROAD THE YDCC BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UTIB0SYDC20 is the IFSC of Axis Bank's BR KARANJI ROAD THE YDCC BANK LTD branch. The format is fixed: UTIB = bank code, 0 = reserved, SYDC20 = branch identifier.

About Axis Bank

Axis Bank operates a wide network of branches across India, including the Br Karanji Road the Ydcc Bank Ltd branch in Karanji Road. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0SYDC20.

About this branch

The branch is located at YDCC KARANJI ROAD, AT.PO. KARANJI ROAD, TQ. KELAPUR, DIST. YAVATMAL 445302. It serves the Karanji Road region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0SYDC20 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Axis Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BR KARANJI ROAD THE YDCC BANK LTD of Axis Bank — its own 11-character IFSC. The code UTIB0SYDC20 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0SYDC20 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0SYDC20 and the account number together uniquely identify the Br Karanji Road the Ydcc Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC UTIB0SYDC20

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SYDC20 across all three.

NEFT to Axis Bank, BR KARANJI ROAD THE YDCC BANK LTD using IFSC UTIB0SYDC20

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0SYDC20, and confirm that the system picks up Axis Bank – BR KARANJI ROAD THE YDCC BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UTIB0SYDC20

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – BR KARANJI ROAD THE YDCC BANK LTD, ensure your bank's portal accepts IFSC UTIB0SYDC20 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Axis Bank – BR KARANJI ROAD THE YDCC BANK LTD, use IMPS. With IFSC UTIB0SYDC20 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Br Karanji Road the Ydcc Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0SYDC20:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BR KARANJI ROAD THE YDCC BANK LTD is still linked to IFSC UTIB0SYDC20.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UTIB0SYDC20

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – BR KARANJI ROAD THE YDCC BANK LTD is still mapped to IFSC UTIB0SYDC20. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SYDC20 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Br Karanji Road the Ydcc Bank Ltd branch is mapped to IFSC UTIB0SYDC20 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0SYDC20.

Banking services available

The Br Karanji Road the Ydcc Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7232-7588042557.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0SYDC20

Online banking and IFSC UTIB0SYDC20

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the BR KARANJI ROAD THE YDCC BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0SYDC20 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Br Karanji Road the Ydcc Bank Ltd branch sits at YDCC KARANJI ROAD, AT.PO. KARANJI ROAD, TQ. KELAPUR, DIST. YAVATMAL 445302. If you are travelling from outside Karanji Road, search for the branch on a maps application using the bank name and locality, or call 7232-7588042557 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0SYDC20 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – BR KARANJI ROAD THE YDCC BANK LTD:

• The IFSC is exactly UTIB0SYDC20 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and BR KARANJI ROAD THE YDCC BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Br Karanji Road the Ydcc Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0SYDC20 continue to work without interruption.

Verifying IFSC UTIB0SYDC20 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0SYDC20 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7232-7588042557.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0SYDC20 belongs to Axis Bank's BR KARANJI ROAD THE YDCC BANK LTD branch, located at YDCC KARANJI ROAD, AT.PO. KARANJI ROAD, TQ. KELAPUR, DIST. YAVATMAL 445302 in KARANJI ROAD, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.