Use this page as a one-stop reference for everything related to Axis Bank's ANJUGRAMAM branch in KANYAKUMARI, TAMIL NADU. The branch's IFSC code UTIB0006354 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0006354 is the IFSC of Axis Bank's ANJUGRAMAM branch. The format is fixed: UTIB = bank code, 0 = reserved, 006354 = branch identifier.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Anjugramam branch in Kanyakumari. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0006354.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Anjugramam |
| IFSC Code | UTIB0006354 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 6 16, NAGERCOIL MAIN ROAD, ANJUGRAMAM, KANYAKUMARI DISTRICT |
| City | Kanyakumari |
| District | Kanyakumari |
| State | Tamil Nadu |
| STD Code | 4652 |
| Phone | 9884051477 |
About this branch
The branch is located at NO 6 16, NAGERCOIL MAIN ROAD, ANJUGRAMAM, KANYAKUMARI DISTRICT. It serves the Kanyakumari region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0006354 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ANJUGRAMAM of Axis Bank — its own 11-character IFSC. The code UTIB0006354 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0006354 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Anjugramam branch is mapped to IFSC UTIB0006354 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0006354.
Products and services
Customers walking into the Anjugramam branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0006354
How to transfer money using IFSC UTIB0006354
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006354 across all three.
NEFT to Axis Bank, ANJUGRAMAM using IFSC UTIB0006354
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0006354, and confirm that the system picks up Axis Bank – ANJUGRAMAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ANJUGRAMAM
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's ANJUGRAMAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0006354 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – ANJUGRAMAM, use IMPS. With IFSC UTIB0006354 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Anjugramam
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0006354:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ANJUGRAMAM is still linked to IFSC UTIB0006354.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's ANJUGRAMAM branch, the IFSC UTIB0006354 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Anjugramam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0006354 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Anjugramam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0006354 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UTIB0006354
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – ANJUGRAMAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0006354. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Anjugramam branch
The branch is located at NO 6 16, NAGERCOIL MAIN ROAD, ANJUGRAMAM, KANYAKUMARI DISTRICT, which puts it inside Kanyakumari, the broader Kanyakumari district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Anjugramam branch” — the verified location pin for IFSC UTIB0006354 should appear at the top of the results.
- Confirm the branch is open by calling 4652-9884051477 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0006354 and your account number.
Verifying IFSC UTIB0006354 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0006354 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4652-9884051477.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Anjugramam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0006354 continue to work without interruption.
Branch address & contact
Axis BankAnjugramam Branch
NO 6 16, NAGERCOIL MAIN ROAD, ANJUGRAMAM, KANYAKUMARI DISTRICT
Kanyakumari, Tamil Nadu
Phone: 4652-9884051477
IFSC: UTIB0006354
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Anjugramam branch but serve different purposes.
How quickly will an NEFT transfer using UTIB0006354 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Anjugramam reflect within 30 minutes.
Is IFSC UTIB0006354 valid for NEFT and RTGS?
Yes. IFSC UTIB0006354 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Axis Bank Anjugramam branch?
The IFSC code of Axis Bank, Anjugramam branch is UTIB0006354. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UTIB0006354 the same for all accounts at Anjugramam branch?
Yes. The IFSC UTIB0006354 is shared by every account held at Axis Bank's Anjugramam branch. Only the account number changes from customer to customer.
What is the phone number of Axis Bank Anjugramam branch?
You can reach the branch at 4652-9884051477 during regular banking hours.
How do I add Axis Bank Anjugramam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0006354, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: UTIB0006354 is the IFSC code of Axis Bank, ANJUGRAMAM branch, in KANYAKUMARI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
