This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, INDIRANAGAR KANPUR branch in KANPUR. The 11-digit IFSC UTIB0005290 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the INDIRANAGAR KANPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – INDIRANAGAR KANPUR is UTIB0005290. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005290 map to this branch in KANPUR, UTTAR PRADESH.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Indiranagar Kanpur branch — IFSC UTIB0005290 — extends the bank's services to customers in and around Kanpur, Uttar Pradesh.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Indiranagar Kanpur |
| IFSC Code | UTIB0005290 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, PLOT NO 37, BLOCK HIG YOJANA, MUKERJEE VIHAR, INDIRANAGAR, KANPUR NAGAR 208026 UP |
| City | Kanpur |
| District | Kanpur |
| State | Uttar Pradesh |
| STD Code | 5115 |
| Phone | 9918227391 |
Indiranagar Kanpur branch overview
Located at GROUND FLOOR, PLOT NO 37, BLOCK HIG YOJANA, MUKERJEE VIHAR, INDIRANAGAR, KANPUR NAGAR 208026 UP, the Indiranagar Kanpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0005290 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's INDIRANAGAR KANPUR branch came to be assigned the code UTIB0005290.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005290, money simply cannot be routed to the INDIRANAGAR KANPUR branch electronically.
Products and account variants supported
Every account opened at the Indiranagar Kanpur branch is mapped to IFSC UTIB0005290 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005290.
Banking services available
The Indiranagar Kanpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 5115-9918227391.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005290
How to transfer money using IFSC UTIB0005290
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005290 across all three.
How to use IFSC UTIB0005290 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's INDIRANAGAR KANPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0005290.
- Confirm the bank name auto-populates as Axis Bank and the branch as INDIRANAGAR KANPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to INDIRANAGAR KANPUR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's INDIRANAGAR KANPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005290 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank INDIRANAGAR KANPUR (IFSC UTIB0005290)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005290 in your mobile or internet banking app, and the money is credited to the INDIRANAGAR KANPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005290 for Axis Bank – INDIRANAGAR KANPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005290 | Yes – UTIB0005290 | Yes – UTIB0005290 |
For most retail customers crediting the Indiranagar Kanpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0005290
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – INDIRANAGAR KANPUR is still mapped to IFSC UTIB0005290. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005290 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Indiranagar Kanpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005290 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005290 and the account number together uniquely identify the Indiranagar Kanpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0005290
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – INDIRANAGAR KANPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005290. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Indiranagar Kanpur branch
The branch is located at GROUND FLOOR, PLOT NO 37, BLOCK HIG YOJANA, MUKERJEE VIHAR, INDIRANAGAR, KANPUR NAGAR 208026 UP, which puts it inside Kanpur, the broader Kanpur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Indiranagar Kanpur branch” — the verified location pin for IFSC UTIB0005290 should appear at the top of the results.
- Confirm the branch is open by calling 5115-9918227391 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005290 and your account number.
Verifying IFSC UTIB0005290 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005290 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 5115-9918227391.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Indiranagar Kanpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005290, however, work 24x7.
Branch address & contact
Axis BankIndiranagar Kanpur Branch
GROUND FLOOR, PLOT NO 37, BLOCK HIG YOJANA, MUKERJEE VIHAR, INDIRANAGAR, KANPUR NAGAR 208026 UP
Kanpur, Uttar Pradesh
Phone: 5115-9918227391
IFSC: UTIB0005290
Frequently asked questions
Is IFSC UTIB0005290 valid for NEFT and RTGS?
Yes. IFSC UTIB0005290 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0005290 the same for all accounts at Indiranagar Kanpur branch?
Yes. The IFSC UTIB0005290 is shared by every account held at Axis Bank's Indiranagar Kanpur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0005290 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Indiranagar Kanpur reflect within 30 minutes.
What is the phone number of Axis Bank Indiranagar Kanpur branch?
You can reach the branch at 5115-9918227391 during regular banking hours.
How do I add Axis Bank Indiranagar Kanpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005290, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Axis Bank Indiranagar Kanpur branch?
The IFSC code of Axis Bank, Indiranagar Kanpur branch is UTIB0005290. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: UTIB0005290 is the IFSC code of Axis Bank, INDIRANAGAR KANPUR branch, in KANPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
