IFSC Code of Axis Bank, Gumti Sarojini Nagar Kanpur Branch, Uttar Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, GUMTI SAROJINI NAGAR KANPUR branch in KANPUR. The 11-digit IFSC UTIB0005741 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the GUMTI SAROJINI NAGAR KANPUR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UTIB0005741 is the IFSC of Axis Bank's GUMTI SAROJINI NAGAR KANPUR branch. The format is fixed: UTIB = bank code, 0 = reserved, 005741 = branch identifier.

Branch details at a glance

About the bank

Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gumti Sarojini Nagar Kanpur branch in Kanpur, Uttar Pradesh is part of this network and uses the IFSC code UTIB0005741 for all electronic settlement.

About the Gumti Sarojini Nagar Kanpur branch

The Gumti Sarojini Nagar Kanpur branch of Axis Bank is situated at GF, BUILDING NUMBER 227 PLOT NUMBER 163, WARD 38, SAROJINI NAGAR, GUMTI, KANPUR NAGAR, UP 208005. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0005741 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's GUMTI SAROJINI NAGAR KANPUR branch came to be assigned the code UTIB0005741.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005741, money simply cannot be routed to the GUMTI SAROJINI NAGAR KANPUR branch electronically.

How to transfer money using IFSC UTIB0005741

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005741 across all three.

NEFT to Axis Bank, GUMTI SAROJINI NAGAR KANPUR using IFSC UTIB0005741

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005741, and confirm that the system picks up Axis Bank – GUMTI SAROJINI NAGAR KANPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UTIB0005741

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – GUMTI SAROJINI NAGAR KANPUR, ensure your bank's portal accepts IFSC UTIB0005741 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Axis Bank GUMTI SAROJINI NAGAR KANPUR (IFSC UTIB0005741)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005741 in your mobile or internet banking app, and the money is credited to the GUMTI SAROJINI NAGAR KANPUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0005741 for Axis Bank – GUMTI SAROJINI NAGAR KANPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Gumti Sarojini Nagar Kanpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UTIB0005741

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – GUMTI SAROJINI NAGAR KANPUR is still mapped to IFSC UTIB0005741. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005741 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Gumti Sarojini Nagar Kanpur branch is mapped to IFSC UTIB0005741 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0005741.

Banking services available

The Gumti Sarojini Nagar Kanpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 512-8874208831.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005741

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005741 and the account number together uniquely identify the Gumti Sarojini Nagar Kanpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC UTIB0005741

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the GUMTI SAROJINI NAGAR KANPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005741 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – GUMTI SAROJINI NAGAR KANPUR:

• The IFSC is exactly UTIB0005741 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and GUMTI SAROJINI NAGAR KANPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Gumti Sarojini Nagar Kanpur branch sits at GF, BUILDING NUMBER 227 PLOT NUMBER 163, WARD 38, SAROJINI NAGAR, GUMTI, KANPUR NAGAR, UP 208005. If you are travelling from outside Kanpur, search for the branch on a maps application using the bank name and locality, or call 512-8874208831 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005741 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0005741 for Axis Bank – GUMTI SAROJINI NAGAR KANPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Gumti Sarojini Nagar Kanpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005741 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0005741 is the IFSC code of Axis Bank, GUMTI SAROJINI NAGAR KANPUR branch, in KANPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.