Below are the complete branch details for Axis Bank, KANKAVLI branch, located in KANKAVLI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0003830. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0003830 for Axis Bank – KANKAVLI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's KANKAVLI branch, the IFSC UTIB0003830 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 003830 identifies this particular branch.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Kankavli branch in Kankavli. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0003830.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Kankavli |
| IFSC Code | UTIB0003830 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SACHINAND NIWAS GROUND FLOOR NEAR S M HIGH SCHOOL MKG ROAD KANKAVLI.416602 |
| City | Kankavli |
| District | Sindhudurg |
| State | Maharashtra |
| STD Code | 2367 |
| Phone | 231113 |
About this branch
The branch is located at SACHINAND NIWAS GROUND FLOOR NEAR S M HIGH SCHOOL MKG ROAD KANKAVLI.416602. It serves the Kankavli region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0003830 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's KANKAVLI branch came to be assigned the code UTIB0003830.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0003830, money simply cannot be routed to the KANKAVLI branch electronically.
Products and account variants supported
Every account opened at the Kankavli branch is mapped to IFSC UTIB0003830 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0003830.
Banking services available
The Kankavli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2367-231113.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0003830
How to transfer money using IFSC UTIB0003830
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003830 across all three.
NEFT to Axis Bank, KANKAVLI using IFSC UTIB0003830
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0003830, and confirm that the system picks up Axis Bank – KANKAVLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0003830
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – KANKAVLI, ensure your bank's portal accepts IFSC UTIB0003830 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank KANKAVLI (IFSC UTIB0003830)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0003830 in your mobile or internet banking app, and the money is credited to the KANKAVLI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0003830 for Axis Bank – KANKAVLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0003830 | Yes – UTIB0003830 | Yes – UTIB0003830 |
For most retail customers crediting the Kankavli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0003830
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – KANKAVLI is still mapped to IFSC UTIB0003830. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0003830 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0003830
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the KANKAVLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0003830 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0003830 and the account number together uniquely identify the Kankavli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – KANKAVLI:
- The IFSC is exactly UTIB0003830 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and KANKAVLI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kankavli branch
The branch is located at SACHINAND NIWAS GROUND FLOOR NEAR S M HIGH SCHOOL MKG ROAD KANKAVLI.416602, which puts it inside Kankavli, the broader Sindhudurg district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Kankavli branch” — the verified location pin for IFSC UTIB0003830 should appear at the top of the results.
- Confirm the branch is open by calling 2367-231113 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0003830 and your account number.
Verifying IFSC UTIB0003830 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0003830 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2367-231113.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kankavli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0003830 continue to work without interruption.
Branch address & contact
Axis BankKankavli Branch
SACHINAND NIWAS GROUND FLOOR NEAR S M HIGH SCHOOL MKG ROAD KANKAVLI.416602
Kankavli, Maharashtra
Phone: 2367-231113
IFSC: UTIB0003830
Frequently asked questions
Does Axis Bank Kankavli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2367-231113 to confirm.
Can I use IFSC UTIB0003830 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0003830 to send funds instantly.
Where is Axis Bank Kankavli branch located?
Axis Bank's Kankavli branch is located at SACHINAND NIWAS GROUND FLOOR NEAR S M HIGH SCHOOL MKG ROAD KANKAVLI.416602, Kankavli, Maharashtra.
What is the IFSC code of Axis Bank Kankavli branch?
The IFSC code of Axis Bank, Kankavli branch is UTIB0003830. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kankavli branch but serve different purposes.
Is IFSC UTIB0003830 the same for all accounts at Kankavli branch?
Yes. The IFSC UTIB0003830 is shared by every account held at Axis Bank's Kankavli branch. Only the account number changes from customer to customer.
How do I add Axis Bank Kankavli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0003830, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UTIB0003830 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Kankavli reflect within 30 minutes.
Summary
The IFSC code UTIB0003830 belongs to Axis Bank's KANKAVLI branch, located at SACHINAND NIWAS GROUND FLOOR NEAR S M HIGH SCHOOL MKG ROAD KANKAVLI.416602 in KANKAVLI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
