If you are searching for the IFSC code of Axis Bank, KAKROUWA branch in KAKROUWA, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is UTIB0006368. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KAKROUWA branch, and detailed step-by-step guides for using the IFSC UTIB0006368 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0006368 is the IFSC of Axis Bank's KAKROUWA branch. The format is fixed: UTIB = bank code, 0 = reserved, 006368 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Kakrouwa |
| IFSC Code | UTIB0006368 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UPPER GROUND FLOOR, KHASRA NO 5 VILLAGE KAKROUWA TEHSIL SHAHABAD, DISTRICT RAMPUR, UTTAR PRADESH PIN 244922 |
| City | Kakrouwa |
| District | Rampur |
| State | Uttar Pradesh |
| STD Code | 595 |
| Phone | 9760266286 |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kakrouwa branch in Kakrouwa, Uttar Pradesh is part of this network and uses the IFSC code UTIB0006368 for all electronic settlement.
About this branch
The branch is located at UPPER GROUND FLOOR, KHASRA NO 5 VILLAGE KAKROUWA TEHSIL SHAHABAD, DISTRICT RAMPUR, UTTAR PRADESH PIN 244922. It serves the Kakrouwa region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0006368 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's KAKROUWA branch came to be assigned the code UTIB0006368.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0006368, money simply cannot be routed to the KAKROUWA branch electronically.
How to transfer money using IFSC UTIB0006368
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006368 across all three.
How to use IFSC UTIB0006368 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's KAKROUWA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0006368.
- Confirm the bank name auto-populates as Axis Bank and the branch as KAKROUWA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0006368
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – KAKROUWA, ensure your bank's portal accepts IFSC UTIB0006368 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank KAKROUWA (IFSC UTIB0006368)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0006368 in your mobile or internet banking app, and the money is credited to the KAKROUWA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0006368 for Axis Bank – KAKROUWA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0006368 | Yes – UTIB0006368 | Yes – UTIB0006368 |
For most retail customers crediting the Kakrouwa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's KAKROUWA branch, the IFSC UTIB0006368 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kakrouwa branch is mapped to IFSC UTIB0006368 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0006368.
Banking services available
The Kakrouwa branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 595-9760266286.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0006368
MICR & cheque-truncation details
Cheques drawn on the Kakrouwa branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0006368 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Kakrouwa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0006368 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – KAKROUWA:
- The IFSC is exactly UTIB0006368 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and KAKROUWA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kakrouwa branch sits at UPPER GROUND FLOOR, KHASRA NO 5 VILLAGE KAKROUWA TEHSIL SHAHABAD, DISTRICT RAMPUR, UTTAR PRADESH PIN 244922. If you are travelling from outside Kakrouwa, search for the branch on a maps application using the bank name and locality, or call 595-9760266286 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0006368 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0006368 for Axis Bank – KAKROUWA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Kakrouwa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0006368 continue to work without interruption.
Branch address & contact
Axis BankKakrouwa Branch
UPPER GROUND FLOOR, KHASRA NO 5 VILLAGE KAKROUWA TEHSIL SHAHABAD, DISTRICT RAMPUR, UTTAR PRADESH PIN 244922
Kakrouwa, Uttar Pradesh
Phone: 595-9760266286
IFSC: UTIB0006368
Frequently asked questions
Can I use IFSC UTIB0006368 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0006368 to send funds instantly.
What is the IFSC code of Axis Bank Kakrouwa branch?
The IFSC code of Axis Bank, Kakrouwa branch is UTIB0006368. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Axis Bank Kakrouwa branch located?
Axis Bank's Kakrouwa branch is located at UPPER GROUND FLOOR, KHASRA NO 5 VILLAGE KAKROUWA TEHSIL SHAHABAD, DISTRICT RAMPUR, UTTAR PRADESH PIN 244922, Kakrouwa, Uttar Pradesh.
What is the phone number of Axis Bank Kakrouwa branch?
You can reach the branch at 595-9760266286 during regular banking hours.
How quickly will an NEFT transfer using UTIB0006368 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Kakrouwa reflect within 30 minutes.
Does Axis Bank Kakrouwa branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 595-9760266286 to confirm.
Is IFSC UTIB0006368 valid for NEFT and RTGS?
Yes. IFSC UTIB0006368 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0006368 the same for all accounts at Kakrouwa branch?
Yes. The IFSC UTIB0006368 is shared by every account held at Axis Bank's Kakrouwa branch. Only the account number changes from customer to customer.
Summary
The IFSC code UTIB0006368 belongs to Axis Bank's KAKROUWA branch, located at UPPER GROUND FLOOR, KHASRA NO 5 VILLAGE KAKROUWA TEHSIL SHAHABAD, DISTRICT… in KAKROUWA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
