If you are searching for the IFSC code of Axis Bank, KODUR branch in KADAPA, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is UTIB0003542. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KODUR branch, and detailed step-by-step guides for using the IFSC UTIB0003542 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0003542 is the IFSC of Axis Bank's KODUR branch. The format is fixed: UTIB = bank code, 0 = reserved, 003542 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kodur branch in Kadapa, Andhra Pradesh is part of this network and uses the IFSC code UTIB0003542 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Kodur |
| IFSC Code | UTIB0003542 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 6 124 RAILWAY KODUR MADRAS HIGHWAYS KADAPA 516101 |
| City | Kadapa |
| District | Kadapa |
| State | Andhra Pradesh |
| STD Code | 866 |
| Phone | 8469318 |
About this branch
The branch is located at NO 6 124 RAILWAY KODUR MADRAS HIGHWAYS KADAPA 516101. It serves the Kadapa region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0003542 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KODUR of Axis Bank — its own 11-character IFSC. The code UTIB0003542 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0003542 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Kodur branch
Once you have an account at Axis Bank – KODUR, the IFSC UTIB0003542 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kodur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 866-8469318.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0003542
How to transfer money using IFSC UTIB0003542
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003542 across all three.
How to use IFSC UTIB0003542 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's KODUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0003542.
- Confirm the bank name auto-populates as Axis Bank and the branch as KODUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0003542
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – KODUR, ensure your bank's portal accepts IFSC UTIB0003542 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank KODUR (IFSC UTIB0003542)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0003542 in your mobile or internet banking app, and the money is credited to the KODUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kodur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0003542:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KODUR is still linked to IFSC UTIB0003542.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0003542
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – KODUR is still mapped to IFSC UTIB0003542. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0003542 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0003542
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the KODUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0003542 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0003542 and the account number together uniquely identify the Kodur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – KODUR:
- The IFSC is exactly UTIB0003542 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and KODUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kodur branch
The branch is located at NO 6 124 RAILWAY KODUR MADRAS HIGHWAYS KADAPA 516101, which puts it inside Kadapa, the broader Kadapa district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Kodur branch” — the verified location pin for IFSC UTIB0003542 should appear at the top of the results.
- Confirm the branch is open by calling 866-8469318 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0003542 and your account number.
Verifying IFSC UTIB0003542 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0003542 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 866-8469318.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kodur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0003542 continue to work without interruption.
Branch address & contact
Axis BankKodur Branch
NO 6 124 RAILWAY KODUR MADRAS HIGHWAYS KADAPA 516101
Kadapa, Andhra Pradesh
Phone: 866-8469318
IFSC: UTIB0003542
Frequently asked questions
What is the IFSC code of Axis Bank Kodur branch?
The IFSC code of Axis Bank, Kodur branch is UTIB0003542. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Axis Bank Kodur branch located?
Axis Bank's Kodur branch is located at NO 6 124 RAILWAY KODUR MADRAS HIGHWAYS KADAPA 516101, Kadapa, Andhra Pradesh.
How quickly will an NEFT transfer using UTIB0003542 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Kodur reflect within 30 minutes.
Is IFSC UTIB0003542 valid for NEFT and RTGS?
Yes. IFSC UTIB0003542 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kodur branch but serve different purposes.
What is the phone number of Axis Bank Kodur branch?
You can reach the branch at 866-8469318 during regular banking hours.
Does Axis Bank Kodur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 866-8469318 to confirm.
Is IFSC UTIB0003542 the same for all accounts at Kodur branch?
Yes. The IFSC UTIB0003542 is shared by every account held at Axis Bank's Kodur branch. Only the account number changes from customer to customer.
Summary
The IFSC code UTIB0003542 belongs to Axis Bank's KODUR branch, located at NO 6 124 RAILWAY KODUR MADRAS HIGHWAYS KADAPA 516101 in KADAPA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
