IFSC Code of Axis Bank, The Jind Central Cooperative Bank Ltd Branch, Haryana

Below are the complete branch details for Axis Bank, THE JIND CENTRAL COOPERATIVE BANK LTD branch, located in JIND, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0JIND01. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0JIND01 for Axis Bank – THE JIND CENTRAL COOPERATIVE BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – THE JIND CENTRAL COOPERATIVE BANK LTD is UTIB0JIND01. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters JIND01 map to this branch in JIND, HARYANA.

Branch details at a glance

About Axis Bank

Axis Bank operates a wide network of branches across India, including the The Jind Central Cooperative Bank Ltd branch in Jind. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0JIND01.

About this branch

The branch is located at SHIV COLONY, JIND. It serves the Jind region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0JIND01 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's THE JIND CENTRAL COOPERATIVE BANK LTD branch came to be assigned the code UTIB0JIND01.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0JIND01, money simply cannot be routed to the THE JIND CENTRAL COOPERATIVE BANK LTD branch electronically.

How to transfer money using IFSC UTIB0JIND01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0JIND01 across all three.

How to use IFSC UTIB0JIND01 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's THE JIND CENTRAL COOPERATIVE BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0JIND01.
4. Confirm the bank name auto-populates as Axis Bank and the branch as THE JIND CENTRAL COOPERATIVE BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE JIND CENTRAL COOPERATIVE BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's THE JIND CENTRAL COOPERATIVE BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0JIND01 while initiating the transfer and the credit will appear within minutes.

IMPS to Axis Bank THE JIND CENTRAL COOPERATIVE BANK LTD (IFSC UTIB0JIND01)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0JIND01 in your mobile or internet banking app, and the money is credited to the THE JIND CENTRAL COOPERATIVE BANK LTD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0JIND01 for Axis Bank – THE JIND CENTRAL COOPERATIVE BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Jind Central Cooperative Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UTIB0JIND01

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – THE JIND CENTRAL COOPERATIVE BANK LTD is still mapped to IFSC UTIB0JIND01. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0JIND01 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Jind Central Cooperative Bank Ltd branch is mapped to IFSC UTIB0JIND01 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0JIND01.

Products and services

Customers walking into the The Jind Central Cooperative Bank Ltd branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0JIND01

MICR & cheque-truncation details

Cheques drawn on the The Jind Central Cooperative Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0JIND01 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the The Jind Central Cooperative Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0JIND01 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – THE JIND CENTRAL COOPERATIVE BANK LTD:

• The IFSC is exactly UTIB0JIND01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and THE JIND CENTRAL COOPERATIVE BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Jind Central Cooperative Bank Ltd branch

The branch is located at SHIV COLONY, JIND, which puts it inside Jind, the broader Jind district, and the state of Haryana. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank The Jind Central Cooperative Bank Ltd branch” — the verified location pin for IFSC UTIB0JIND01 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0JIND01 and your account number.

Verifying IFSC UTIB0JIND01 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0JIND01 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Jind Central Cooperative Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0JIND01 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0JIND01 is the IFSC code of Axis Bank, THE JIND CENTRAL COOPERATIVE BANK LTD branch, in JIND, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.