If you are searching for the IFSC code of Axis Bank, JHUNJHUNU branch in JHUNJHUNU, RAJASTHAN, this page has every detail you need. The verified IFSC code for this branch is UTIB0000853. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JHUNJHUNU branch, and detailed step-by-step guides for using the IFSC UTIB0000853 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – JHUNJHUNU is UTIB0000853. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000853 map to this branch in JHUNJHUNU, RAJASTHAN.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Jhunjhunu branch in Jhunjhunu. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0000853.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Jhunjhunu |
| IFSC Code | UTIB0000853 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KAMAL HEIGHTS, MODI ROAD NEAR DISTRICT LIBRARY, JHUNJHUNU RAJASTHAN, PIN 333000 |
| City | Jhunjhunu |
| District | Jhunjhunu |
| State | Rajasthan |
About the Jhunjhunu branch
The Jhunjhunu branch of Axis Bank is situated at KAMAL HEIGHTS, MODI ROAD NEAR DISTRICT LIBRARY, JHUNJHUNU RAJASTHAN, PIN 333000. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0000853 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's JHUNJHUNU branch came to be assigned the code UTIB0000853.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0000853, money simply cannot be routed to the JHUNJHUNU branch electronically.
Products and account variants supported
Every account opened at the Jhunjhunu branch is mapped to IFSC UTIB0000853 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0000853.
Products and services
Customers walking into the Jhunjhunu branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0000853
How to transfer money using IFSC UTIB0000853
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0000853 across all three.
NEFT to Axis Bank, JHUNJHUNU using IFSC UTIB0000853
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0000853, and confirm that the system picks up Axis Bank – JHUNJHUNU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JHUNJHUNU
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's JHUNJHUNU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0000853 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank JHUNJHUNU (IFSC UTIB0000853)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0000853 in your mobile or internet banking app, and the money is credited to the JHUNJHUNU branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Jhunjhunu
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0000853:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at JHUNJHUNU is still linked to IFSC UTIB0000853.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's JHUNJHUNU branch, the IFSC UTIB0000853 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0000853
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the JHUNJHUNU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0000853 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Jhunjhunu branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0000853 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UTIB0000853
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – JHUNJHUNU, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0000853. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Jhunjhunu branch
The branch is located at KAMAL HEIGHTS, MODI ROAD NEAR DISTRICT LIBRARY, JHUNJHUNU RAJASTHAN, PIN 333000, which puts it inside Jhunjhunu, the broader Jhunjhunu district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Jhunjhunu branch” — the verified location pin for IFSC UTIB0000853 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0000853 and your account number.
Verifying IFSC UTIB0000853 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0000853 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Jhunjhunu are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0000853 continue to work without interruption.
Branch address & contact
Axis BankJhunjhunu Branch
KAMAL HEIGHTS, MODI ROAD NEAR DISTRICT LIBRARY, JHUNJHUNU RAJASTHAN, PIN 333000
Jhunjhunu, Rajasthan
Phone: the branch contact number
IFSC: UTIB0000853
Frequently asked questions
Is IFSC UTIB0000853 valid for NEFT and RTGS?
Yes. IFSC UTIB0000853 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Axis Bank Jhunjhunu branch?
You can reach the branch at the branch contact number during regular banking hours.
How quickly will an NEFT transfer using UTIB0000853 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Jhunjhunu reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jhunjhunu branch but serve different purposes.
Where is Axis Bank Jhunjhunu branch located?
Axis Bank's Jhunjhunu branch is located at KAMAL HEIGHTS, MODI ROAD NEAR DISTRICT LIBRARY, JHUNJHUNU RAJASTHAN, PIN 333000, Jhunjhunu, Rajasthan.
Can I use IFSC UTIB0000853 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0000853 to send funds instantly.
Final notes
To recap: UTIB0000853 is the IFSC code of Axis Bank, JHUNJHUNU branch, in JHUNJHUNU, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
