If you are searching for the IFSC code of Axis Bank, JHIYANA branch in JHIYANA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is UTIB0005668. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JHIYANA branch, and detailed step-by-step guides for using the IFSC UTIB0005668 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0005668 is the IFSC of Axis Bank's JHIYANA branch. The format is fixed: UTIB = bank code, 0 = reserved, 005668 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Jhiyana |
| IFSC Code | UTIB0005668 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR SHOP NO 10 TO 14 GIRIRAJ COMPLEX OPP AJAY WAY BRIDGE SUB PLOT NO 1A OF PLOT NO 1 OF R S NO 361 PAIKI 10 PAIKI 1 KUVADAVA WANKANER ROAD VILLAGE JHIYANA DIST RAJKOT GUJARAT 360023 |
| City | Jhiyana |
| District | Rajkot |
| State | Gujarat |
| STD Code | 281 |
| Phone | 9978359111 |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jhiyana branch in Jhiyana, Gujarat is part of this network and uses the IFSC code UTIB0005668 for all electronic settlement.
About this branch
The branch is located at GROUND FLOOR SHOP NO 10 TO 14 GIRIRAJ COMPLEX OPP AJAY WAY BRIDGE SUB PLOT NO 1A OF PLOT NO 1 OF R S NO 361 PAIKI 10 PAIKI 1 KUVADAVA WANKANER ROAD VILLAGE JHIYANA DIST RAJKOT GUJARAT 360023. It serves the Jhiyana region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005668 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JHIYANA of Axis Bank — its own 11-character IFSC. The code UTIB0005668 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005668 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0005668
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005668 across all three.
NEFT to Axis Bank, JHIYANA using IFSC UTIB0005668
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005668, and confirm that the system picks up Axis Bank – JHIYANA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0005668
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – JHIYANA, ensure your bank's portal accepts IFSC UTIB0005668 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank JHIYANA (IFSC UTIB0005668)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005668 in your mobile or internet banking app, and the money is credited to the JHIYANA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Jhiyana
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0005668:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at JHIYANA is still linked to IFSC UTIB0005668.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0005668
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – JHIYANA is still mapped to IFSC UTIB0005668. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005668 and the beneficiary's account number to complete the transfer.
Account types you can open at the Jhiyana branch
Once you have an account at Axis Bank – JHIYANA, the IFSC UTIB0005668 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Jhiyana branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 281-9978359111.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005668
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005668 and the account number together uniquely identify the Jhiyana branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0005668
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the JHIYANA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005668 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – JHIYANA:
- The IFSC is exactly UTIB0005668 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and JHIYANA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Jhiyana branch
The branch is located at GROUND FLOOR SHOP NO 10 TO 14 GIRIRAJ COMPLEX OPP AJAY WAY BRIDGE SUB PLOT NO 1A OF PLOT NO 1 OF R S NO 361 PAIKI 10 PAIKI 1 KUVADAVA WANKANER ROAD VILLAGE JHIYANA DIST RAJKOT GUJARAT 360023, which puts it inside Jhiyana, the broader Rajkot district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Jhiyana branch” — the verified location pin for IFSC UTIB0005668 should appear at the top of the results.
- Confirm the branch is open by calling 281-9978359111 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005668 and your account number.
Verifying IFSC UTIB0005668 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005668 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 281-9978359111.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jhiyana branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005668, however, work 24x7.
Branch address & contact
Axis BankJhiyana Branch
GROUND FLOOR SHOP NO 10 TO 14 GIRIRAJ COMPLEX OPP AJAY WAY BRIDGE SUB PLOT NO 1A OF PLOT NO 1 OF R S NO 361 PAIKI 10 PAIKI 1 KUVADAVA WANKANER ROAD VILLAGE JHIYANA DIST RAJKOT GUJARAT 360023
Jhiyana, Gujarat
Phone: 281-9978359111
IFSC: UTIB0005668
Frequently asked questions
How quickly will an NEFT transfer using UTIB0005668 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Jhiyana reflect within 30 minutes.
Is IFSC UTIB0005668 valid for NEFT and RTGS?
Yes. IFSC UTIB0005668 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UTIB0005668 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005668 to send funds instantly.
Where is Axis Bank Jhiyana branch located?
Axis Bank's Jhiyana branch is located at GROUND FLOOR SHOP NO 10 TO 14 GIRIRAJ COMPLEX OPP AJAY WAY BRIDGE SUB PLOT NO 1A OF PLOT NO 1 OF R S NO 361 PAIKI 10 PAIKI 1 KUVADAVA WANKANER ROAD VILLAGE JHIYANA DIST RAJKOT GUJARAT 360023, Jhiyana, Gujarat.
How do I add Axis Bank Jhiyana as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005668, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0005668 the same for all accounts at Jhiyana branch?
Yes. The IFSC UTIB0005668 is shared by every account held at Axis Bank's Jhiyana branch. Only the account number changes from customer to customer.
Does Axis Bank Jhiyana branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 281-9978359111 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jhiyana branch but serve different purposes.
Summary
The IFSC code UTIB0005668 belongs to Axis Bank's JHIYANA branch, located at GROUND FLOOR SHOP NO 10 TO 14 GIRIRAJ COMPLEX OPP AJAY WAY BRIDGE SUB PLOT NO… in JHIYANA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
