IFSC Code of Axis Bank, Kanpur Road Jhansi Branch, Uttar Pradesh

If you are searching for the IFSC code of Axis Bank, KANPUR ROAD JHANSI branch in JHANSI, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is UTIB0002897. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KANPUR ROAD JHANSI branch, and detailed step-by-step guides for using the IFSC UTIB0002897 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – KANPUR ROAD JHANSI is UTIB0002897. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002897 map to this branch in JHANSI, UTTAR PRADESH.

About Axis Bank

Axis Bank operates a wide network of branches across India, including the Kanpur Road Jhansi branch in Jhansi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0002897.

About this branch

The branch is located at GROUND FLOOR P P TOWER COMMERCIAL PLOT NO 4 JHANSI KANPUR ROAD TEHSIL AND DISTRICT JHANSI 284001. It serves the Jhansi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0002897 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's KANPUR ROAD JHANSI branch came to be assigned the code UTIB0002897.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002897, money simply cannot be routed to the KANPUR ROAD JHANSI branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Kanpur Road Jhansi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0002897 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC UTIB0002897

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002897 across all three.

NEFT to Axis Bank, KANPUR ROAD JHANSI using IFSC UTIB0002897

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002897, and confirm that the system picks up Axis Bank – KANPUR ROAD JHANSI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KANPUR ROAD JHANSI

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's KANPUR ROAD JHANSI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0002897 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Axis Bank – KANPUR ROAD JHANSI, use IMPS. With IFSC UTIB0002897 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0002897 for Axis Bank – KANPUR ROAD JHANSI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kanpur Road Jhansi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UTIB0002897

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – KANPUR ROAD JHANSI is still mapped to IFSC UTIB0002897. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0002897 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Kanpur Road Jhansi branch is mapped to IFSC UTIB0002897 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0002897.

Banking services available

The Kanpur Road Jhansi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9838087444.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0002897

Digital banking channels

Most day-to-day work that customers used to do at the Kanpur Road Jhansi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0002897 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Kanpur Road Jhansi branch sits at GROUND FLOOR P P TOWER COMMERCIAL PLOT NO 4 JHANSI KANPUR ROAD TEHSIL AND DISTRICT JHANSI 284001. If you are travelling from outside Jhansi, search for the branch on a maps application using the bank name and locality, or call 91-9838087444 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0002897 and your account number.

Common mistakes to avoid when using IFSC UTIB0002897

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – KANPUR ROAD JHANSI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UTIB0002897.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Kanpur Road Jhansi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0002897 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0002897 for Axis Bank – KANPUR ROAD JHANSI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0002897 belongs to Axis Bank's KANPUR ROAD JHANSI branch, located at GROUND FLOOR P P TOWER COMMERCIAL PLOT NO 4 JHANSI KANPUR ROAD TEHSIL AND… in JHANSI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.