Below are the complete branch details for Axis Bank, BHOJLA branch, located in JHANSI, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0004613. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0004613 for Axis Bank – BHOJLA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0004613 is the IFSC of Axis Bank's BHOJLA branch. The format is fixed: UTIB = bank code, 0 = reserved, 004613 = branch identifier.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bhojla branch — IFSC UTIB0004613 — extends the bank's services to customers in and around Jhansi, Uttar Pradesh.
About the Bhojla branch
The Bhojla branch of Axis Bank is situated at GROUND FLOOR, PART OF ARAZI NO 881, MOUJA BHOJLA TEHSIL AND DISTT JHANSI 284002 UTTAR PRADESH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0004613 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Bhojla |
| IFSC Code | UTIB0004613 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, PART OF ARAZI NO 881, MOUJA BHOJLA TEHSIL AND DISTT JHANSI 284002 UTTAR PRADESH |
| City | Jhansi |
| District | Jhansi |
| State | Uttar Pradesh |
| STD Code | 535 |
| Phone | 8874306378 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's BHOJLA branch came to be assigned the code UTIB0004613.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004613, money simply cannot be routed to the BHOJLA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Bhojla branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0004613 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0004613
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004613 across all three.
NEFT to Axis Bank, BHOJLA using IFSC UTIB0004613
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0004613, and confirm that the system picks up Axis Bank – BHOJLA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0004613
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – BHOJLA, ensure your bank's portal accepts IFSC UTIB0004613 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – BHOJLA, use IMPS. With IFSC UTIB0004613 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Bhojla
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0004613:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHOJLA is still linked to IFSC UTIB0004613.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's BHOJLA branch, the IFSC UTIB0004613 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Bhojla branch is mapped to IFSC UTIB0004613 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004613.
Banking services available
The Bhojla branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 535-8874306378.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0004613
Online banking and IFSC UTIB0004613
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the BHOJLA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004613 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Bhojla branch sits at GROUND FLOOR, PART OF ARAZI NO 881, MOUJA BHOJLA TEHSIL AND DISTT JHANSI 284002 UTTAR PRADESH. If you are travelling from outside Jhansi, search for the branch on a maps application using the bank name and locality, or call 535-8874306378 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0004613 and your account number.
Common mistakes to avoid when using IFSC UTIB0004613
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – BHOJLA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0004613. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Bhojla are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0004613 continue to work without interruption.
Verifying IFSC UTIB0004613 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004613 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 535-8874306378.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankBhojla Branch
GROUND FLOOR, PART OF ARAZI NO 881, MOUJA BHOJLA TEHSIL AND DISTT JHANSI 284002 UTTAR PRADESH
Jhansi, Uttar Pradesh
Phone: 535-8874306378
IFSC: UTIB0004613
Frequently asked questions
Can I use IFSC UTIB0004613 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004613 to send funds instantly.
Is IFSC UTIB0004613 valid for NEFT and RTGS?
Yes. IFSC UTIB0004613 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Axis Bank Bhojla branch?
You can reach the branch at 535-8874306378 during regular banking hours.
Does Axis Bank Bhojla branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 535-8874306378 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhojla branch but serve different purposes.
Is IFSC UTIB0004613 the same for all accounts at Bhojla branch?
Yes. The IFSC UTIB0004613 is shared by every account held at Axis Bank's Bhojla branch. Only the account number changes from customer to customer.
Where is Axis Bank Bhojla branch located?
Axis Bank's Bhojla branch is located at GROUND FLOOR, PART OF ARAZI NO 881, MOUJA BHOJLA TEHSIL AND DISTT JHANSI 284002 UTTAR PRADESH, Jhansi, Uttar Pradesh.
What is the IFSC code of Axis Bank Bhojla branch?
The IFSC code of Axis Bank, Bhojla branch is UTIB0004613. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code UTIB0004613 belongs to Axis Bank's BHOJLA branch, located at GROUND FLOOR, PART OF ARAZI NO 881, MOUJA BHOJLA TEHSIL AND DISTT JHANSI… in JHANSI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
