Use this page as a one-stop reference for everything related to Axis Bank's JOGVAD branch in JAMNAGAR, GUJARAT. The branch's IFSC code UTIB0002283 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – JOGVAD is UTIB0002283. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002283 map to this branch in JAMNAGAR, GUJARAT.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Jogvad |
| IFSC Code | UTIB0002283 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SHOP NO. 6, 7 & 27, VACHRAJ COMPLEX, BUILDING NO.6, OPP. MEGHPUR POLICE STATION, JAMNAGAR - KHAMBHALIA HIGHWAY, J OGVAD, TALUKA LALPUR, DISTRICT JAMNAGAR, GUJARAT, PIN- 361220 |
| City | Jamnagar |
| District | Jamnagar |
| State | Gujarat |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Jogvad branch in Jamnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0002283.
About this branch
The branch is located at GROUND FLOOR, SHOP NO. 6, 7 & 27, VACHRAJ COMPLEX, BUILDING NO.6, OPP. MEGHPUR POLICE STATION, JAMNAGAR - KHAMBHALIA HIGHWAY, J OGVAD, TALUKA LALPUR, DISTRICT JAMNAGAR, GUJARAT, PIN- 361220. It serves the Jamnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0002283 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JOGVAD of Axis Bank — its own 11-character IFSC. The code UTIB0002283 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0002283 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0002283
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002283 across all three.
NEFT to Axis Bank, JOGVAD using IFSC UTIB0002283
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002283, and confirm that the system picks up Axis Bank – JOGVAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0002283
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – JOGVAD, ensure your bank's portal accepts IFSC UTIB0002283 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank JOGVAD (IFSC UTIB0002283)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0002283 in your mobile or internet banking app, and the money is credited to the JOGVAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002283 for Axis Bank – JOGVAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002283 | Yes – UTIB0002283 | Yes – UTIB0002283 |
For most retail customers crediting the Jogvad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0002283
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – JOGVAD is still mapped to IFSC UTIB0002283. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0002283 and the beneficiary's account number to complete the transfer.
Account types you can open at the Jogvad branch
Once you have an account at Axis Bank – JOGVAD, the IFSC UTIB0002283 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Jogvad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0002283
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0002283 and the account number together uniquely identify the Jogvad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Jogvad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0002283 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UTIB0002283
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – JOGVAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0002283. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Jogvad branch sits at GROUND FLOOR, SHOP NO. 6, 7 & 27, VACHRAJ COMPLEX, BUILDING NO.6, OPP. MEGHPUR POLICE STATION, JAMNAGAR - KHAMBHALIA HIGHWAY, J OGVAD, TALUKA LALPUR, DISTRICT JAMNAGAR, GUJARAT, PIN- 361220. If you are travelling from outside Jamnagar, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0002283 and your account number.
Verifying IFSC UTIB0002283 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002283 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jogvad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0002283, however, work 24x7.
Branch address & contact
Axis BankJogvad Branch
GROUND FLOOR, SHOP NO. 6, 7 & 27, VACHRAJ COMPLEX, BUILDING NO.6, OPP. MEGHPUR POLICE STATION, JAMNAGAR - KHAMBHALIA HIGHWAY, J OGVAD, TALUKA LALPUR, DISTRICT JAMNAGAR, GUJARAT, PIN- 361220
Jamnagar, Gujarat
Phone: the branch contact number
IFSC: UTIB0002283
Frequently asked questions
What is the phone number of Axis Bank Jogvad branch?
You can reach the branch at the branch contact number during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jogvad branch but serve different purposes.
How do I add Axis Bank Jogvad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002283, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UTIB0002283 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Jogvad reflect within 30 minutes.
Is IFSC UTIB0002283 the same for all accounts at Jogvad branch?
Yes. The IFSC UTIB0002283 is shared by every account held at Axis Bank's Jogvad branch. Only the account number changes from customer to customer.
What is the IFSC code of Axis Bank Jogvad branch?
The IFSC code of Axis Bank, Jogvad branch is UTIB0002283. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Axis Bank Jogvad branch located?
Axis Bank's Jogvad branch is located at GROUND FLOOR, SHOP NO. 6, 7 & 27, VACHRAJ COMPLEX, BUILDING NO.6, OPP. MEGHPUR POLICE STATION, JAMNAGAR - KHAMBHALIA HIGHWAY, J OGVAD, TALUKA LALPUR, DISTRICT JAMNAGAR, GUJARAT, PIN- 361220, Jamnagar, Gujarat.
Can I use IFSC UTIB0002283 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002283 to send funds instantly.
Final notes
To recap: UTIB0002283 is the IFSC code of Axis Bank, JOGVAD branch, in JAMNAGAR, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
