Below are the complete branch details for Axis Bank, JAMNAGAR branch, located in JAMNAGAR, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0005386. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0005386 for Axis Bank – JAMNAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0005386 is the IFSC of Axis Bank's JAMNAGAR branch. The format is fixed: UTIB = bank code, 0 = reserved, 005386 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jamnagar branch in Jamnagar, Gujarat is part of this network and uses the IFSC code UTIB0005386 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Jamnagar |
| IFSC Code | UTIB0005386 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SHOP NO G4, G5 AND G6, ROYAL EMPIRE, PLOT NO 12, R S NO 1120, NR AVADH HONDA, RANJEET SAGAR ROAD, JAMNAGAR 361005, GUJARAT |
| City | Jamnagar |
| District | Jamnagar |
| State | Gujarat |
| STD Code | 288 |
| Phone | 9925609713 |
About the Jamnagar branch
The Jamnagar branch of Axis Bank is situated at GROUND FLOOR, SHOP NO G4, G5 AND G6, ROYAL EMPIRE, PLOT NO 12, R S NO 1120, NR AVADH HONDA, RANJEET SAGAR ROAD, JAMNAGAR 361005, GUJARAT. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0005386 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's JAMNAGAR branch came to be assigned the code UTIB0005386.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005386, money simply cannot be routed to the JAMNAGAR branch electronically.
Account types you can open at the Jamnagar branch
Once you have an account at Axis Bank – JAMNAGAR, the IFSC UTIB0005386 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Jamnagar branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0005386
How to transfer money using IFSC UTIB0005386
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005386 across all three.
NEFT to Axis Bank, JAMNAGAR using IFSC UTIB0005386
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005386, and confirm that the system picks up Axis Bank – JAMNAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0005386
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – JAMNAGAR, ensure your bank's portal accepts IFSC UTIB0005386 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – JAMNAGAR, use IMPS. With IFSC UTIB0005386 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005386 for Axis Bank – JAMNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005386 | Yes – UTIB0005386 | Yes – UTIB0005386 |
For most retail customers crediting the Jamnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0005386
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – JAMNAGAR is still mapped to IFSC UTIB0005386. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005386 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Jamnagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005386 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Jamnagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005386 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – JAMNAGAR:
- The IFSC is exactly UTIB0005386 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and JAMNAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Jamnagar branch
The branch is located at GROUND FLOOR, SHOP NO G4, G5 AND G6, ROYAL EMPIRE, PLOT NO 12, R S NO 1120, NR AVADH HONDA, RANJEET SAGAR ROAD, JAMNAGAR 361005, GUJARAT, which puts it inside Jamnagar, the broader Jamnagar district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Jamnagar branch” — the verified location pin for IFSC UTIB0005386 should appear at the top of the results.
- Confirm the branch is open by calling 288-9925609713 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005386 and your account number.
Verifying IFSC UTIB0005386 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005386 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 288-9925609713.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Jamnagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005386 continue to work without interruption.
Branch address & contact
Axis BankJamnagar Branch
GROUND FLOOR, SHOP NO G4, G5 AND G6, ROYAL EMPIRE, PLOT NO 12, R S NO 1120, NR AVADH HONDA, RANJEET SAGAR ROAD, JAMNAGAR 361005, GUJARAT
Jamnagar, Gujarat
Phone: 288-9925609713
IFSC: UTIB0005386
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jamnagar branch but serve different purposes.
What is the IFSC code of Axis Bank Jamnagar branch?
The IFSC code of Axis Bank, Jamnagar branch is UTIB0005386. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Axis Bank Jamnagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 288-9925609713 to confirm.
Where is Axis Bank Jamnagar branch located?
Axis Bank's Jamnagar branch is located at GROUND FLOOR, SHOP NO G4, G5 AND G6, ROYAL EMPIRE, PLOT NO 12, R S NO 1120, NR AVADH HONDA, RANJEET SAGAR ROAD, JAMNAGAR 361005, GUJARAT, Jamnagar, Gujarat.
What is the phone number of Axis Bank Jamnagar branch?
You can reach the branch at 288-9925609713 during regular banking hours.
Can I use IFSC UTIB0005386 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005386 to send funds instantly.
How quickly will an NEFT transfer using UTIB0005386 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Jamnagar reflect within 30 minutes.
Is IFSC UTIB0005386 the same for all accounts at Jamnagar branch?
Yes. The IFSC UTIB0005386 is shared by every account held at Axis Bank's Jamnagar branch. Only the account number changes from customer to customer.
Summary
The IFSC code UTIB0005386 belongs to Axis Bank's JAMNAGAR branch, located at GROUND FLOOR, SHOP NO G4, G5 AND G6, ROYAL EMPIRE, PLOT NO 12, R S NO 1120, NR… in JAMNAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
