IFSC Code of Axis Bank, Ahmednagar Zilla Prathmik Shikshak Branch, Maharashtra

If you are searching for the IFSC code of Axis Bank, AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK branch in JAMKHED, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is UTIB0SAZP10. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK branch, and detailed step-by-step guides for using the IFSC UTIB0SAZP10 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK is UTIB0SAZP10. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SAZP10 map to this branch in JAMKHED, MAHARASHTRA.

About the bank

Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ahmednagar Zilla Prathmik Shikshak branch in Jamkhed, Maharashtra is part of this network and uses the IFSC code UTIB0SAZP10 for all electronic settlement.

About the Ahmednagar Zilla Prathmik Shikshak branch

The Ahmednagar Zilla Prathmik Shikshak branch of Axis Bank is situated at JAMKHED AHMEDNAGAR 413201. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0SAZP10 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK branch came to be assigned the code UTIB0SAZP10.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SAZP10, money simply cannot be routed to the AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0SAZP10 and the account number together uniquely identify the Ahmednagar Zilla Prathmik Shikshak branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC UTIB0SAZP10

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SAZP10 across all three.

How to use IFSC UTIB0SAZP10 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0SAZP10.
4. Confirm the bank name auto-populates as Axis Bank and the branch as AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0SAZP10 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Axis Bank – AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK, use IMPS. With IFSC UTIB0SAZP10 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0SAZP10 for Axis Bank – AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ahmednagar Zilla Prathmik Shikshak branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UTIB0SAZP10

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK is still mapped to IFSC UTIB0SAZP10. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SAZP10 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Ahmednagar Zilla Prathmik Shikshak branch is mapped to IFSC UTIB0SAZP10 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0SAZP10.

Products and services

Customers walking into the Ahmednagar Zilla Prathmik Shikshak branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0SAZP10

Online banking and IFSC UTIB0SAZP10

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0SAZP10 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Ahmednagar Zilla Prathmik Shikshak branch sits at JAMKHED AHMEDNAGAR 413201. If you are travelling from outside Jamkhed, search for the branch on a maps application using the bank name and locality, or call 2421-221096 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0SAZP10 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK:

• The IFSC is exactly UTIB0SAZP10 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ahmednagar Zilla Prathmik Shikshak branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0SAZP10, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0SAZP10 for Axis Bank – AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0SAZP10 is the IFSC code of Axis Bank, AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK branch, in JAMKHED, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.