This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, BASAVESHWAR SAHAKAR BANK NIYAMIT JAMKHANDI branch in JAMKHANDI. The 11-digit IFSC UTIB0SBSBNJ uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the BASAVESHWAR SAHAKAR BANK NIYAMIT JAMKHANDI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – BASAVESHWAR SAHAKAR BANK NIYAMIT JAMKHANDI is UTIB0SBSBNJ. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SBSBNJ map to this branch in JAMKHANDI, KARNATAKA.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Basaveshwar Sahakar Bank Niyamit Jamkhandi branch in Jamkhandi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0SBSBNJ.
Basaveshwar Sahakar Bank Niyamit Jamkhandi branch overview
Located at CTS NO 1505, THEATRE ROAD, OPPOSITE BHAGAT SINGH COMPLEX, PARTHANALLI COMPLEX 1ST FLOOR, the Basaveshwar Sahakar Bank Niyamit Jamkhandi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0SBSBNJ is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Basaveshwar Sahakar Bank Niyamit Jamkhandi |
| IFSC Code | UTIB0SBSBNJ |
| MICR Code | Refer to cheque leaf |
| Branch Address | CTS NO 1505, THEATRE ROAD, OPPOSITE BHAGAT SINGH COMPLEX, PARTHANALLI COMPLEX 1ST FLOOR |
| City | Jamkhandi |
| District | Bagalkot |
| State | Karnataka |
| STD Code | 8353 |
| Phone | 222825 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BASAVESHWAR SAHAKAR BANK NIYAMIT JAMKHANDI of Axis Bank — its own 11-character IFSC. The code UTIB0SBSBNJ is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0SBSBNJ the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Basaveshwar Sahakar Bank Niyamit Jamkhandi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SBSBNJ for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0SBSBNJ
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SBSBNJ across all three.
How to use IFSC UTIB0SBSBNJ for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's BASAVESHWAR SAHAKAR BANK NIYAMIT JAMKHANDI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0SBSBNJ.
- Confirm the bank name auto-populates as Axis Bank and the branch as BASAVESHWAR SAHAKAR BANK NIYAMIT JAMKHANDI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0SBSBNJ
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – BASAVESHWAR SAHAKAR BANK NIYAMIT JAMKHANDI, ensure your bank's portal accepts IFSC UTIB0SBSBNJ while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – BASAVESHWAR SAHAKAR BANK NIYAMIT JAMKHANDI, use IMPS. With IFSC UTIB0SBSBNJ and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0SBSBNJ for Axis Bank – BASAVESHWAR SAHAKAR BANK NIYAMIT JAMKHANDI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0SBSBNJ | Yes – UTIB0SBSBNJ | Yes – UTIB0SBSBNJ |
For most retail customers crediting the Basaveshwar Sahakar Bank Niyamit Jamkhandi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's BASAVESHWAR SAHAKAR BANK NIYAMIT JAMKHANDI branch, the IFSC UTIB0SBSBNJ is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Basaveshwar Sahakar Bank Niyamit Jamkhandi branch is mapped to IFSC UTIB0SBSBNJ on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0SBSBNJ.
Banking services available
The Basaveshwar Sahakar Bank Niyamit Jamkhandi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8353-222825.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0SBSBNJ
Online banking and IFSC UTIB0SBSBNJ
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the BASAVESHWAR SAHAKAR BANK NIYAMIT JAMKHANDI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0SBSBNJ is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Basaveshwar Sahakar Bank Niyamit Jamkhandi branch
The branch is located at CTS NO 1505, THEATRE ROAD, OPPOSITE BHAGAT SINGH COMPLEX, PARTHANALLI COMPLEX 1ST FLOOR, which puts it inside Jamkhandi, the broader Bagalkot district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Basaveshwar Sahakar Bank Niyamit Jamkhandi branch” — the verified location pin for IFSC UTIB0SBSBNJ should appear at the top of the results.
- Confirm the branch is open by calling 8353-222825 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0SBSBNJ and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – BASAVESHWAR SAHAKAR BANK NIYAMIT JAMKHANDI:
- The IFSC is exactly UTIB0SBSBNJ with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and BASAVESHWAR SAHAKAR BANK NIYAMIT JAMKHANDI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Basaveshwar Sahakar Bank Niyamit Jamkhandi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0SBSBNJ, however, work 24x7.
Verifying IFSC UTIB0SBSBNJ from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0SBSBNJ by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8353-222825.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankBasaveshwar Sahakar Bank Niyamit Jamkhandi Branch
CTS NO 1505, THEATRE ROAD, OPPOSITE BHAGAT SINGH COMPLEX, PARTHANALLI COMPLEX 1ST FLOOR
Jamkhandi, Karnataka
Phone: 8353-222825
IFSC: UTIB0SBSBNJ
Frequently asked questions
Does Axis Bank Basaveshwar Sahakar Bank Niyamit Jamkhandi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8353-222825 to confirm.
Is IFSC UTIB0SBSBNJ valid for NEFT and RTGS?
Yes. IFSC UTIB0SBSBNJ is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UTIB0SBSBNJ for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0SBSBNJ to send funds instantly.
Where is Axis Bank Basaveshwar Sahakar Bank Niyamit Jamkhandi branch located?
Axis Bank's Basaveshwar Sahakar Bank Niyamit Jamkhandi branch is located at CTS NO 1505, THEATRE ROAD, OPPOSITE BHAGAT SINGH COMPLEX, PARTHANALLI COMPLEX 1ST FLOOR, Jamkhandi, Karnataka.
What is the phone number of Axis Bank Basaveshwar Sahakar Bank Niyamit Jamkhandi branch?
You can reach the branch at 8353-222825 during regular banking hours.
Is IFSC UTIB0SBSBNJ the same for all accounts at Basaveshwar Sahakar Bank Niyamit Jamkhandi branch?
Yes. The IFSC UTIB0SBSBNJ is shared by every account held at Axis Bank's Basaveshwar Sahakar Bank Niyamit Jamkhandi branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0SBSBNJ be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Basaveshwar Sahakar Bank Niyamit Jamkhandi reflect within 30 minutes.
Summary
The IFSC code UTIB0SBSBNJ belongs to Axis Bank's BASAVESHWAR SAHAKAR BANK NIYAMIT JAMKHANDI branch, located at CTS NO 1505, THEATRE ROAD, OPPOSITE BHAGAT SINGH COMPLEX, PARTHANALLI COMPLEX… in JAMKHANDI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
