Use this page as a one-stop reference for everything related to Axis Bank's JAMBUSAR, BHARUCH branch in JAMBUSAR, GUJARAT. The branch's IFSC code UTIB0001684 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – JAMBUSAR, BHARUCH is UTIB0001684. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001684 map to this branch in JAMBUSAR, GUJARAT.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Jambusar, Bharuch branch — IFSC UTIB0001684 — extends the bank's services to customers in and around Jambusar, Gujarat.
About this branch
The branch is located at OPP. MARKET YARD, TANKARI BHAGOLE, KAVI ROAD, JAMBUSAR, DIST. BHARUCH 392150. It serves the Jambusar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0001684 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Jambusar, Bharuch |
| IFSC Code | UTIB0001684 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OPP. MARKET YARD, TANKARI BHAGOLE, KAVI ROAD, JAMBUSAR, DIST. BHARUCH 392150 |
| City | Jambusar |
| District | Bharuch |
| State | Gujarat |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JAMBUSAR, BHARUCH of Axis Bank — its own 11-character IFSC. The code UTIB0001684 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0001684 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0001684 and the account number together uniquely identify the Jambusar, Bharuch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0001684
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001684 across all three.
How to use IFSC UTIB0001684 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's JAMBUSAR, BHARUCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0001684.
- Confirm the bank name auto-populates as Axis Bank and the branch as JAMBUSAR, BHARUCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0001684
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – JAMBUSAR, BHARUCH, ensure your bank's portal accepts IFSC UTIB0001684 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank JAMBUSAR, BHARUCH (IFSC UTIB0001684)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0001684 in your mobile or internet banking app, and the money is credited to the JAMBUSAR, BHARUCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001684 for Axis Bank – JAMBUSAR, BHARUCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001684 | Yes – UTIB0001684 | Yes – UTIB0001684 |
For most retail customers crediting the Jambusar, Bharuch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's JAMBUSAR, BHARUCH branch, the IFSC UTIB0001684 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Jambusar, Bharuch branch is mapped to IFSC UTIB0001684 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001684.
Banking services available
The Jambusar, Bharuch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0001684
Digital banking channels
Most day-to-day work that customers used to do at the Jambusar, Bharuch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0001684 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Jambusar, Bharuch branch
The branch is located at OPP. MARKET YARD, TANKARI BHAGOLE, KAVI ROAD, JAMBUSAR, DIST. BHARUCH 392150, which puts it inside Jambusar, the broader Bharuch district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Jambusar, Bharuch branch” — the verified location pin for IFSC UTIB0001684 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0001684 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – JAMBUSAR, BHARUCH:
- The IFSC is exactly UTIB0001684 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and JAMBUSAR, BHARUCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jambusar, Bharuch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0001684, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0001684 for Axis Bank – JAMBUSAR, BHARUCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankJambusar, Bharuch Branch
OPP. MARKET YARD, TANKARI BHAGOLE, KAVI ROAD, JAMBUSAR, DIST. BHARUCH 392150
Jambusar, Gujarat
Phone: the branch contact number
IFSC: UTIB0001684
Frequently asked questions
Is IFSC UTIB0001684 the same for all accounts at Jambusar, Bharuch branch?
Yes. The IFSC UTIB0001684 is shared by every account held at Axis Bank's Jambusar, Bharuch branch. Only the account number changes from customer to customer.
Is IFSC UTIB0001684 valid for NEFT and RTGS?
Yes. IFSC UTIB0001684 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UTIB0001684 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001684 to send funds instantly.
What is the phone number of Axis Bank Jambusar, Bharuch branch?
You can reach the branch at the branch contact number during regular banking hours.
Where is Axis Bank Jambusar, Bharuch branch located?
Axis Bank's Jambusar, Bharuch branch is located at OPP. MARKET YARD, TANKARI BHAGOLE, KAVI ROAD, JAMBUSAR, DIST. BHARUCH 392150, Jambusar, Gujarat.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jambusar, Bharuch branch but serve different purposes.
Summary
The IFSC code UTIB0001684 belongs to Axis Bank's JAMBUSAR, BHARUCH branch, located at OPP. MARKET YARD, TANKARI BHAGOLE, KAVI ROAD, JAMBUSAR, DIST. BHARUCH 392150 in JAMBUSAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
