This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, AJANTA ROAD JALGAON branch in JALGAON. The 11-digit IFSC UTIB0004348 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the AJANTA ROAD JALGAON location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's AJANTA ROAD JALGAON branch, the IFSC UTIB0004348 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 004348 identifies this particular branch.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Ajanta Road Jalgaon branch in Jalgaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0004348.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Ajanta Road Jalgaon |
| IFSC Code | UTIB0004348 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 4, GROUND FLOOR, GRUHAKUL CO OP SOCIETY, AJANTA ROAD, MIDC AREA JALGAON 425003 |
| City | Jalgaon |
| District | Jalgaon |
| State | Maharashtra |
| STD Code | 257 |
| Phone | 8888895407 |
About this branch
The branch is located at PLOT NO 4, GROUND FLOOR, GRUHAKUL CO OP SOCIETY, AJANTA ROAD, MIDC AREA JALGAON 425003. It serves the Jalgaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0004348 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's AJANTA ROAD JALGAON branch came to be assigned the code UTIB0004348.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004348, money simply cannot be routed to the AJANTA ROAD JALGAON branch electronically.
Products and account variants supported
Every account opened at the Ajanta Road Jalgaon branch is mapped to IFSC UTIB0004348 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004348.
Banking services available
The Ajanta Road Jalgaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 257-8888895407.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0004348
How to transfer money using IFSC UTIB0004348
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004348 across all three.
How to use IFSC UTIB0004348 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's AJANTA ROAD JALGAON branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004348.
- Confirm the bank name auto-populates as Axis Bank and the branch as AJANTA ROAD JALGAON.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0004348
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – AJANTA ROAD JALGAON, ensure your bank's portal accepts IFSC UTIB0004348 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – AJANTA ROAD JALGAON, use IMPS. With IFSC UTIB0004348 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004348 for Axis Bank – AJANTA ROAD JALGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004348 | Yes – UTIB0004348 | Yes – UTIB0004348 |
For most retail customers crediting the Ajanta Road Jalgaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's AJANTA ROAD JALGAON branch, the IFSC UTIB0004348 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Ajanta Road Jalgaon branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0004348 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004348 and the account number together uniquely identify the Ajanta Road Jalgaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0004348
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – AJANTA ROAD JALGAON, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0004348. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Ajanta Road Jalgaon branch
The branch is located at PLOT NO 4, GROUND FLOOR, GRUHAKUL CO OP SOCIETY, AJANTA ROAD, MIDC AREA JALGAON 425003, which puts it inside Jalgaon, the broader Jalgaon district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Ajanta Road Jalgaon branch” — the verified location pin for IFSC UTIB0004348 should appear at the top of the results.
- Confirm the branch is open by calling 257-8888895407 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004348 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0004348 for Axis Bank – AJANTA ROAD JALGAON, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ajanta Road Jalgaon branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004348, however, work 24x7.
Branch address & contact
Axis BankAjanta Road Jalgaon Branch
PLOT NO 4, GROUND FLOOR, GRUHAKUL CO OP SOCIETY, AJANTA ROAD, MIDC AREA JALGAON 425003
Jalgaon, Maharashtra
Phone: 257-8888895407
IFSC: UTIB0004348
Frequently asked questions
Is IFSC UTIB0004348 valid for NEFT and RTGS?
Yes. IFSC UTIB0004348 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Axis Bank Ajanta Road Jalgaon branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 257-8888895407 to confirm.
Where is Axis Bank Ajanta Road Jalgaon branch located?
Axis Bank's Ajanta Road Jalgaon branch is located at PLOT NO 4, GROUND FLOOR, GRUHAKUL CO OP SOCIETY, AJANTA ROAD, MIDC AREA JALGAON 425003, Jalgaon, Maharashtra.
Can I use IFSC UTIB0004348 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004348 to send funds instantly.
What is the phone number of Axis Bank Ajanta Road Jalgaon branch?
You can reach the branch at 257-8888895407 during regular banking hours.
Is IFSC UTIB0004348 the same for all accounts at Ajanta Road Jalgaon branch?
Yes. The IFSC UTIB0004348 is shared by every account held at Axis Bank's Ajanta Road Jalgaon branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0004348 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Ajanta Road Jalgaon reflect within 30 minutes.
Summary
The IFSC code UTIB0004348 belongs to Axis Bank's AJANTA ROAD JALGAON branch, located at PLOT NO 4, GROUND FLOOR, GRUHAKUL CO OP SOCIETY, AJANTA ROAD, MIDC AREA… in JALGAON, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
