This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, NEW JAWAHAR NAGAR BRANCH branch in JALANDHAR. The 11-digit IFSC UTIB0005401 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the NEW JAWAHAR NAGAR BRANCH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – NEW JAWAHAR NAGAR BRANCH is UTIB0005401. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005401 map to this branch in JALANDHAR, PUNJAB.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the New Jawahar Nagar Branch branch in Jalandhar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0005401.
About the New Jawahar Nagar Branch branch
The New Jawahar Nagar Branch branch of Axis Bank is situated at AXIS BANK LIMITED, GROUND FLOOR PLOT NO 313, NEW JAWAHAR NAGAR, STADIUM NEAR MILK BAR CHOWK JALANDHAR PUNJAB 144001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0005401 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | New Jawahar Nagar Branch |
| IFSC Code | UTIB0005401 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AXIS BANK LIMITED, GROUND FLOOR PLOT NO 313, NEW JAWAHAR NAGAR, STADIUM NEAR MILK BAR CHOWK JALANDHAR PUNJAB 144001 |
| City | Jalandhar |
| District | Jalandhar |
| State | Punjab |
| STD Code | 181 |
| Phone | 8557048745 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's NEW JAWAHAR NAGAR BRANCH branch came to be assigned the code UTIB0005401.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005401, money simply cannot be routed to the NEW JAWAHAR NAGAR BRANCH branch electronically.
MICR & cheque-truncation details
Cheques drawn on the New Jawahar Nagar Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005401 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0005401
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005401 across all three.
How to use IFSC UTIB0005401 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's NEW JAWAHAR NAGAR BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0005401.
- Confirm the bank name auto-populates as Axis Bank and the branch as NEW JAWAHAR NAGAR BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NEW JAWAHAR NAGAR BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's NEW JAWAHAR NAGAR BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005401 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – NEW JAWAHAR NAGAR BRANCH, use IMPS. With IFSC UTIB0005401 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005401 for Axis Bank – NEW JAWAHAR NAGAR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005401 | Yes – UTIB0005401 | Yes – UTIB0005401 |
For most retail customers crediting the New Jawahar Nagar Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's NEW JAWAHAR NAGAR BRANCH branch, the IFSC UTIB0005401 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the New Jawahar Nagar Branch branch
Once you have an account at Axis Bank – NEW JAWAHAR NAGAR BRANCH, the IFSC UTIB0005401 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The New Jawahar Nagar Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 181-8557048745.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005401
Digital banking channels
Most day-to-day work that customers used to do at the New Jawahar Nagar Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005401 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the New Jawahar Nagar Branch branch
The branch is located at AXIS BANK LIMITED, GROUND FLOOR PLOT NO 313, NEW JAWAHAR NAGAR, STADIUM NEAR MILK BAR CHOWK JALANDHAR PUNJAB 144001, which puts it inside Jalandhar, the broader Jalandhar district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank New Jawahar Nagar Branch branch” — the verified location pin for IFSC UTIB0005401 should appear at the top of the results.
- Confirm the branch is open by calling 181-8557048745 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005401 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – NEW JAWAHAR NAGAR BRANCH:
- The IFSC is exactly UTIB0005401 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and NEW JAWAHAR NAGAR BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at New Jawahar Nagar Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005401 continue to work without interruption.
Verifying IFSC UTIB0005401 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005401 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 181-8557048745.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankNew Jawahar Nagar Branch Branch
AXIS BANK LIMITED, GROUND FLOOR PLOT NO 313, NEW JAWAHAR NAGAR, STADIUM NEAR MILK BAR CHOWK JALANDHAR PUNJAB 144001
Jalandhar, Punjab
Phone: 181-8557048745
IFSC: UTIB0005401
Frequently asked questions
How do I add Axis Bank New Jawahar Nagar Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005401, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0005401 valid for NEFT and RTGS?
Yes. IFSC UTIB0005401 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Axis Bank New Jawahar Nagar Branch branch?
You can reach the branch at 181-8557048745 during regular banking hours.
Is IFSC UTIB0005401 the same for all accounts at New Jawahar Nagar Branch branch?
Yes. The IFSC UTIB0005401 is shared by every account held at Axis Bank's New Jawahar Nagar Branch branch. Only the account number changes from customer to customer.
Does Axis Bank New Jawahar Nagar Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 181-8557048745 to confirm.
Can I use IFSC UTIB0005401 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005401 to send funds instantly.
Final notes
To recap: UTIB0005401 is the IFSC code of Axis Bank, NEW JAWAHAR NAGAR BRANCH branch, in JALANDHAR, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
