If you are searching for the IFSC code of Axis Bank, JAISINGHNAGAR branch in JAISINGHNAGAR, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is UTIB0005838. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JAISINGHNAGAR branch, and detailed step-by-step guides for using the IFSC UTIB0005838 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0005838 is the IFSC of Axis Bank's JAISINGHNAGAR branch. The format is fixed: UTIB = bank code, 0 = reserved, 005838 = branch identifier.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Jaisinghnagar branch — IFSC UTIB0005838 — extends the bank's services to customers in and around Jaisinghnagar, Madhya Pradesh.
About this branch
The branch is located at GROUND FLOOR, SHAHDOL ROAD, PO PS JAISINGNAGAR. It serves the Jaisinghnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005838 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Jaisinghnagar |
| IFSC Code | UTIB0005838 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SHAHDOL ROAD, PO PS JAISINGNAGAR |
| City | Jaisinghnagar |
| District | Shahdol |
| State | Madhya Pradesh |
| STD Code | 7651 |
| Phone | 9243234663 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's JAISINGHNAGAR branch came to be assigned the code UTIB0005838.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005838, money simply cannot be routed to the JAISINGHNAGAR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Jaisinghnagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005838 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0005838
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005838 across all three.
How to use IFSC UTIB0005838 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's JAISINGHNAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0005838.
- Confirm the bank name auto-populates as Axis Bank and the branch as JAISINGHNAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0005838
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – JAISINGHNAGAR, ensure your bank's portal accepts IFSC UTIB0005838 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank JAISINGHNAGAR (IFSC UTIB0005838)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005838 in your mobile or internet banking app, and the money is credited to the JAISINGHNAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005838 for Axis Bank – JAISINGHNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005838 | Yes – UTIB0005838 | Yes – UTIB0005838 |
For most retail customers crediting the Jaisinghnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0005838
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – JAISINGHNAGAR is still mapped to IFSC UTIB0005838. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005838 and the beneficiary's account number to complete the transfer.
Account types you can open at the Jaisinghnagar branch
Once you have an account at Axis Bank – JAISINGHNAGAR, the IFSC UTIB0005838 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Jaisinghnagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7651-9243234663.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005838
Online banking and IFSC UTIB0005838
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the JAISINGHNAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005838 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Jaisinghnagar branch
The branch is located at GROUND FLOOR, SHAHDOL ROAD, PO PS JAISINGNAGAR, which puts it inside Jaisinghnagar, the broader Shahdol district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Jaisinghnagar branch” — the verified location pin for IFSC UTIB0005838 should appear at the top of the results.
- Confirm the branch is open by calling 7651-9243234663 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005838 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – JAISINGHNAGAR:
- The IFSC is exactly UTIB0005838 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and JAISINGHNAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Jaisinghnagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005838 continue to work without interruption.
Verifying IFSC UTIB0005838 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005838 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7651-9243234663.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankJaisinghnagar Branch
GROUND FLOOR, SHAHDOL ROAD, PO PS JAISINGNAGAR
Jaisinghnagar, Madhya Pradesh
Phone: 7651-9243234663
IFSC: UTIB0005838
Frequently asked questions
What is the IFSC code of Axis Bank Jaisinghnagar branch?
The IFSC code of Axis Bank, Jaisinghnagar branch is UTIB0005838. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UTIB0005838 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005838 to send funds instantly.
Is IFSC UTIB0005838 the same for all accounts at Jaisinghnagar branch?
Yes. The IFSC UTIB0005838 is shared by every account held at Axis Bank's Jaisinghnagar branch. Only the account number changes from customer to customer.
How do I add Axis Bank Jaisinghnagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005838, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Axis Bank Jaisinghnagar branch located?
Axis Bank's Jaisinghnagar branch is located at GROUND FLOOR, SHAHDOL ROAD, PO PS JAISINGNAGAR, Jaisinghnagar, Madhya Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jaisinghnagar branch but serve different purposes.
Does Axis Bank Jaisinghnagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7651-9243234663 to confirm.
Is IFSC UTIB0005838 valid for NEFT and RTGS?
Yes. IFSC UTIB0005838 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: UTIB0005838 is the IFSC code of Axis Bank, JAISINGHNAGAR branch, in JAISINGHNAGAR, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
