Use this page as a one-stop reference for everything related to Axis Bank's VIDHYADHAR NAGAR, JAIPUR branch in JAIPUR, RAJASTHAN. The branch's IFSC code UTIB0000789 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's VIDHYADHAR NAGAR, JAIPUR branch, the IFSC UTIB0000789 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 000789 identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Vidhyadhar Nagar, Jaipur |
| IFSC Code | UTIB0000789 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BASEMENT & GROUND FLOOR, A 8 RAMA HERITAGE BUILDING CENTRAL SPINE, VIDHYADHAR NAGAR JAIPUR, RAJASTHAN, PIN 302012 |
| City | Jaipur |
| District | Jaipur |
| State | Rajasthan |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vidhyadhar Nagar, Jaipur branch in Jaipur, Rajasthan is part of this network and uses the IFSC code UTIB0000789 for all electronic settlement.
About this branch
The branch is located at BASEMENT & GROUND FLOOR, A 8 RAMA HERITAGE BUILDING CENTRAL SPINE, VIDHYADHAR NAGAR JAIPUR, RAJASTHAN, PIN 302012. It serves the Jaipur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0000789 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VIDHYADHAR NAGAR, JAIPUR of Axis Bank — its own 11-character IFSC. The code UTIB0000789 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0000789 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0000789
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0000789 across all three.
NEFT to Axis Bank, VIDHYADHAR NAGAR, JAIPUR using IFSC UTIB0000789
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0000789, and confirm that the system picks up Axis Bank – VIDHYADHAR NAGAR, JAIPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0000789
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – VIDHYADHAR NAGAR, JAIPUR, ensure your bank's portal accepts IFSC UTIB0000789 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – VIDHYADHAR NAGAR, JAIPUR, use IMPS. With IFSC UTIB0000789 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0000789 for Axis Bank – VIDHYADHAR NAGAR, JAIPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0000789 | Yes – UTIB0000789 | Yes – UTIB0000789 |
For most retail customers crediting the Vidhyadhar Nagar, Jaipur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0000789
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – VIDHYADHAR NAGAR, JAIPUR is still mapped to IFSC UTIB0000789. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0000789 and the beneficiary's account number to complete the transfer.
Account types you can open at the Vidhyadhar Nagar, Jaipur branch
Once you have an account at Axis Bank – VIDHYADHAR NAGAR, JAIPUR, the IFSC UTIB0000789 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Vidhyadhar Nagar, Jaipur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0000789
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0000789 and the account number together uniquely identify the Vidhyadhar Nagar, Jaipur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0000789
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the VIDHYADHAR NAGAR, JAIPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0000789 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0000789
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – VIDHYADHAR NAGAR, JAIPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0000789. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Vidhyadhar Nagar, Jaipur branch sits at BASEMENT & GROUND FLOOR, A 8 RAMA HERITAGE BUILDING CENTRAL SPINE, VIDHYADHAR NAGAR JAIPUR, RAJASTHAN, PIN 302012. If you are travelling from outside Jaipur, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0000789 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0000789 for Axis Bank – VIDHYADHAR NAGAR, JAIPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Vidhyadhar Nagar, Jaipur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0000789 continue to work without interruption.
Branch address & contact
Axis BankVidhyadhar Nagar, Jaipur Branch
BASEMENT & GROUND FLOOR, A 8 RAMA HERITAGE BUILDING CENTRAL SPINE, VIDHYADHAR NAGAR JAIPUR, RAJASTHAN, PIN 302012
Jaipur, Rajasthan
Phone: the branch contact number
IFSC: UTIB0000789
Frequently asked questions
Where is Axis Bank Vidhyadhar Nagar, Jaipur branch located?
Axis Bank's Vidhyadhar Nagar, Jaipur branch is located at BASEMENT & GROUND FLOOR, A 8 RAMA HERITAGE BUILDING CENTRAL SPINE, VIDHYADHAR NAGAR JAIPUR, RAJASTHAN, PIN 302012, Jaipur, Rajasthan.
How do I add Axis Bank Vidhyadhar Nagar, Jaipur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0000789, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UTIB0000789 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Vidhyadhar Nagar, Jaipur reflect within 30 minutes.
What is the IFSC code of Axis Bank Vidhyadhar Nagar, Jaipur branch?
The IFSC code of Axis Bank, Vidhyadhar Nagar, Jaipur branch is UTIB0000789. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Axis Bank Vidhyadhar Nagar, Jaipur branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC UTIB0000789 the same for all accounts at Vidhyadhar Nagar, Jaipur branch?
Yes. The IFSC UTIB0000789 is shared by every account held at Axis Bank's Vidhyadhar Nagar, Jaipur branch. Only the account number changes from customer to customer.
Can I use IFSC UTIB0000789 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0000789 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vidhyadhar Nagar, Jaipur branch but serve different purposes.
Summary
The IFSC code UTIB0000789 belongs to Axis Bank's VIDHYADHAR NAGAR, JAIPUR branch, located at BASEMENT & GROUND FLOOR, A 8 RAMA HERITAGE BUILDING CENTRAL SPINE,… in JAIPUR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
